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Ping An Standard Credit MasterCard Dual-currency Gold Card is not activated, will it be charged?
There is no charge for inactive cards (except for checking express delivery when handling cards).

You can apply for activation within the validity period of the card. After the validity period, it will automatically become invalid and cannot be restored. The expiration date of each credit card is printed under the 16 digit credit card number on the front of the credit card. It consists of four Arabic numerals separated by "/"in the format of "month/year". If the inquired information is "04/24", the credit card is valid in April 2024.