Shandong rural commercial bank is better. As a rural commercial bank, Shandong Rural Commercial Bank provides a variety of financial services, including deposits, loans, credit cards, payment and settlement, insurance, investment and wealth management, etc. At the same time, they also provide special financial support for small and micro enterprises and farmers. In addition, Shandong Rural Commercial Bank has a high regional influence in Shandong Province and a certain popularity in the whole country. They have more outlets in rural areas to provide convenient financial services for local residents. Therefore, Shandong Rural Commercial Bank is still relatively good.