Ping An Bank provides installment repayment services to Ping An Credit Card holders, which can temporarily alleviate the financial pressure of cardholders. If the cardholder has applied for the credit card installment repayment business and wants to repay in advance after sufficient funds, how is the interest on the early repayment of the Ping An Bank credit card credit card installment calculated? How to calculate the interest on early repayment of Ping An Bank credit card installment? Ping An Bank's credit card bill installment supports early repayment, but corresponding handling fees will still be charged for early settlement. Everyone's borrowing situation is different, and interest (i.e. handling fee) needs to be calculated based on the actual situation. The interest calculation method is the principal interest rate and the number of borrowing periods. Usually, the handling fee for each period starts from 0.68% for 6 periods, from 0.66% for 9 periods, from 0.64% for 12 periods, from 0.62% for 18 periods, and from 0.60% for 4 periods, depending on personal circumstances. If you need to apply for early settlement of installments, you can log in to the Ping An Pocket Bank APP and make an application in Credit Card - More - Early Settlement of Installments. The specific handling fee and amount to be returned are subject to the settlement page. Note that only after the application for early settlement of installments is successful, the deposited amount can be used to offset the remaining installment principal and handling fees. Otherwise, the deposited amount will automatically be used to offset subsequent new consumption. Once the application for early settlement of installment is successful, it cannot be revoked. The system will complete the settlement within 3 days. At that time, cardholders are requested to pay attention to the bill and repay on time.