According to the query on Xicai.com, you can do the following if your credit card has expired:

1. If you still want to continue using this credit card: you can apply to the bank for card replacement, and the bank will mail it to you. New cards.

2. If you no longer want to use this credit card: you can apply to the bank for cancellation. You must apply for cancellation. Although the card has expired, the card's credit account is still there, and the contract with the bank is still there, and annual fees will still be incurred. If it is not canceled, it may cause the cardholder to have a bad credit record.

3. You have not yet made a decision on whether to continue using this card: you can call the customer service number of the card issuer. There is a customer service number on the card, and let them retain the card number, rights, etc. for a certain period of time, and check later. Keep using it.