What does a bank black card stand for? Black card is a kind of credit card that banks handle in order to attract customers. It is characterized by high quota, no annual fee, no handling fee and no restrictions on consumption places. Generally speaking, people who hold black cards are rich, because they can spend all kinds of money through this card, such as buying luxury goods and traveling. Recently, however, a man was detained for using a black card. What the hell is going on? Let's have a look! It is understood that this man named Wang, 30 years old, is an ordinary office worker. His salary is not high, only about 4000 yuan a month.

1. What level does a black bank card stand for?

Black bank cards are top credit cards. Banks can handle black cards, but this kind of card is an invitation system and does not accept applications, so they cannot apply. Only banks actively invite customers to join, which is extremely private. Most of them are bosses, presidents or chairmen of well-known enterprises. There are different grades of credit cards, ordinary cards, gold cards, platinum cards and unlimited cards. Top credit cards are all black, and banks can handle black cards, but this kind of card is invited and does not accept applications, so they cannot apply. Only banks actively invite customers to join, which is extremely private.

2. Is ICBC 1 10,000 a black gold card?

Excellent answer 1:

Yes

There are two kinds of ICBC black gold cards.

There are two types of ICBC black cards: American Express Centurion Black Card and ICBC Private Bank Black Card.

ICBC American Express Centurion Black Card: the initial amount is 200-100000 yuan, and the annual fee is 18000 yuan. The processing conditions require that the daily average financial assets reach100000 yuan or more.

Black card of ICBC private bank: the initial amount is1-50,000 yuan, and the annual fee is 5,000 yuan, provided that the annual financial assets reach more than 8 million yuan.

Quality answer 2:

No, there are two kinds of ICBC black gold cards, UnionPay brand private bank black gold card and Express Centurion black gold card. American Express can't take the initiative to apply, but it can apply for the UnionPay brand private bank black gold card: this card can only be applied if it becomes a private bank customer of ICBC, and the condition for becoming a private bank customer is that the financial assets in ICBC reach 8 million.

Quality answer 3:

ICBC Black Gold Card: The annual consumption standard of ICBC Express Centurion Black Gold Card is 2 million yuan at home and 6,543.8+0,000 yuan abroad (note: excluding large purchase price (annual fee: 6,543.8+0.8 million yuan) (the same is true for China Merchants Bank Black Card).

Cardholder requirements: Must be a member of Hurun Fortune List or China Hong Kong Jockey Club, and will not accept any active application. He must be recommended by the branch president or above.