I received a text message from Bank of China informing me that my credit card limit has been reduced.

Dear customer, in order to ensure the safety of customers’ funds, our bank may issue a notice to some customers who have not used their cards for a long time. Derating will be carried out. Thank you for your understanding and support.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP to handle related businesses.

The content of the Bank of Communications credit card reduction text message

The content of the Bank of Communications credit card reduction text message, dear customer, based on your card usage, the limit of your Bank of Communications credit card ending in xxxx will be from XX It will be adjusted to XX yuan starting from X month XX day. In response to the situation, the cards whose limit has been reduced have the following situations: the credit card limit is large, but the usual consumption amount is small. The limit is large, and there is a large amount of credit card TX behavior. Old customers who have used the Bank of Communications credit card will also have their credit limit reduced, and new users who just got the card will have their credit limit reduced on the first bill.

What does a credit card reduction text message look like?

The content of the text message is usually: "A certain cardholder, for some reasons, your credit card number ending in XXXX, starting from a certain month of a certain year, the credit limit will be adjusted to how much yuan

Why did you receive a text message from Bank of China informing you that your credit card limit has been reduced?

Bank of China has adjusted your credit card limit accordingly. We recommend that you maintain good card usage habits. , standardize card consumption and make timely repayments. Bank of China will conduct comprehensive evaluations of customers' card usage from time to time, and will adjust the corresponding limit for you when the conditions for increase are met.

The above content is for your reference. Please refer to the actual business regulations.

If you have any questions, you are welcome to consult Bank of China’s online customer service.

We sincerely invite you to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP. Business.

This is the end of the introduction about credit card reduction information and credit card reduction information. Did you find the information you need?