There is no difference between the second application for a credit card and the first application. You can also use a credit card to apply for a card.

①

The process of handling cards by card is relatively simple, but there are also certain conditions. If the cardholder wants to apply for another credit card with his existing credit card, he usually needs to use the original credit card for more than 6 months before he can apply for another credit card in another bank. For ICBC, the card holding time is relatively short, and ICBC credit card holders can use the card for more than 3 months.

②

Under normal circumstances, cardholders can use the original credit card as proof of financial resources and show their original identity, so that they can apply for another credit card in another bank on the basis of the original cardholder's card. For some banks, if they want to handle the card business, they may also be required to submit a copy of your ID card, a copy of your credit card, proof of financial resources and other related information.

③

It is a good thing for cardholders to take a card with Cardo, which means more money to overdraw, but it will also bring some troubles. If the cardholder improperly manages his credit card, resulting in excessive cyclic overdraft, then the trouble is relatively big. If the cardholder fails to repay after the repayment date, the credit debt of the cardholder will snowball, which will cause great trouble to the personal economy.