You can collect money. When collecting money by credit card, you can transfer funds into the credit card according to the credit card account number. After receiving the payment, the user can use the funds to repay the arrears, and the remaining funds after repayment are overpaid. No interest is charged for overpayment. If users want to withdraw cash and pay more, they will charge a handling fee, which is different for each bank.

What are the credit card application conditions?

1. Users applying for credit cards must be at least 18-60 years old and have full civil capacity.

2. Have a stable income and job.

3. Have a stable residence or temporary residence permit in the bank area.

4. You can issue a financial certificate stipulated by the bank.

5. Meet other requirements stipulated by the bank.