51 Credit Card Collection SMS refers to the SMS notification sent by 51 Credit Card during collection work. When a borrower fails to repay the loan within the agreed time, or fails to repay the loan overdue, the collection agency (such as 51 Credit Card) will send a text message to remind the borrower to repay the loan and related fees as soon as possible. This collection method has the characteristics of timely reminder, convenient tracking, low cost and high efficiency. At the same time, the content of collection text messages must comply with relevant laws and regulations. For example, the borrower must not maliciously slander the borrower, and improper words such as slander and threats must not be used, otherwise it may constitute an infringement. When sending collection text messages, it is also necessary to protect the security of the borrower's personal information and must not contain the borrower's sensitive personal information such as ID number, bank card number, etc. If you encounter related problems or want more professional advice, you can consult a lawyer.