1. Credit card, also known as debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.
2. What is the name of Shanghai Credit Card app?
3. The credit card APP launched by Shanghai Bank is called Shang Yinhui Life Insurance. Apple mobile phone users can download it in the AppStore, and Android mobile phone users can download it in the app store that comes with their mobile phones. It is recommended to download Yin Hui Life through official channels, and avoid downloading fake and shoddy mobile apps through QR codes.
4. After successfully downloading Yin Hui Life Insurance, users can use this application to manage credit card bills, redeem points, and handle installment payment and repayment. At the same time, the APP also provides other life services, and users in need can explore these functions themselves.
For more information about the Shanghai credit card application, please visit: See More.
What app to download for credit card points?
Which bank's credit card are you from? Download the official software of bank credit card. The official software of credit card is integral mall. You can exchange credit card points for goods. For example, the official credit card software of China Everbright Bank is called Sunshine Life, and the official credit card software of China Merchants Bank is called Palm Life. Wait, wait, wait?
Who will invent an APP that can centrally manage credit card points?
Who will invent an APP that can centrally manage credit card points?
First, choose a good card to increase points. With the continuous development of Internet finance, the proportion of online consumption is increasing. In the past, most netizens paid more attention to the integral activities of credit card offline transactions. In fact, choosing the right credit card can also have unexpected gains online. For example, Taobao Xinka, launched by a bank, can quickly pay for shopping through Alipay online, and can also get credit card points rewards. Spend RMB 1 yuan 1 credit card points, and online and offline consumption points can be combined into one.
Second, online use is more cost-effective. Credit card points can be directly used as money online. For example, you can use a Taobao Xin card mentioned above to pay through Alipay's fast payment function, and you can make online consumption without opening online banking, and you can pay for water, electricity and gas. And the points can be converted into Taobao "Jifenbao" points, and Taobao shopping can directly deduct cash. 500 credit card points = 100 Alipay Jifenbao = 1 RMB, and the maximum amount of a single payment can be exchanged for 50 yuan. Overall, it is quite cost-effective.
It is very convenient to use points online, and you can also go to the special merchants of credit cards to exchange gifts and so on.
What can credit card points do?
You can also use bank credit card points to enjoy food, watch movies and win prizes. In the month of the cardholder's birthday, you can also get special points discount. In addition, some designated credit cards can also exchange points for annual fees. For those game lovers, credit card points can also be exchanged for popular game packages at a premium, and there are many novel points playing methods.
Credit card points are used by bank credit card centers for consumers' consumption and are a means of disguised marketing. For example, how many points can be redeemed for a product. Ways to get points: shopping, doing tasks, participating in certain activities.
What can credit card points do?
Every bank has different points exchange standards and items.
The "items" of convertible points are roughly as follows:
Air miles, physical items, virtual items (telephone charges, etc. ), annual fee, cash deduction, etc.
Can the credit card points of China Merchants Bank be transferred?
There is no need to transfer money, and the credit card account points under one ID card are shared.
Excuse me, what kind of credit card has many gifts?
For reference only:
Four state-owned commercial banks:
China Construction Bank:
Advantages:
1, free of annual fee in the first year, and free of annual fee in the second year after brushing for three times;
2. SMS service is free;
3. The withdrawal fee is only 0.5%;
4. Report the loss of 50 yuan;
5. There is a kind of credit card that is directly for car owners. As long as there is a car with a displacement above 1.4, it can be easily processed.
Disadvantages: points can be exchanged for less and worse gifts.
Bank of China:
Advantages:
1, the annual fee for the first year is exempted, and the annual fee for the second year is exempted after five swipes;
2. SMS service is free;
3. The withdrawal fee is only1%;
4. The loss reporting fee is only 40 yuan.
Disadvantages: Gift redemption requires high points and few types of gifts.
ICBC:
Advantages:
1, American Express card swipes the card five times a year, or the annual fee of the current year is exempted when the consumption reaches 5,000 yuan, or the annual fee of RMB ordinary card is exchanged for 2000 points;
2. The withdrawal fee is free;
3. The overpayment will be recovered free of charge;
4. Only 20 yuan is needed to report the loss;
5. There are many exits
Disadvantages:
1, SMS service fee 2 yuan/month;
2. The points needed to exchange gifts are high, and there are few kinds of gifts.
Agricultural Bank:
Advantages:
1, the annual fee for the first year is exempted, and the annual fee for the second year is exempted after five swipes;
2. SMS service is free;
3. The withdrawal fee is only1%;
4. The loss reporting fee is only in 50 yuan;
5. There are many exits
Disadvantages: 1, few types of credit cards; 2. The card processing procedure is relatively complicated; 3. Less points can be exchanged for gifts.
China Merchants Bank:
Advantages:
1, free of annual fee in the first year, and free of annual fee in the second year after brushing for six times;
2. SMS service is free;
3. Report the loss of 60 yuan;
4, the overall gift is better
Disadvantages:
1, and the withdrawal fee is 3%;
2. Less exports
China CITIC Bank:
Advantages:
1. Within one month after issuing the card, the annual fee of the first year is exempted once and the annual fee of the next year is exempted five times;
2. SMS service is free;
3. Send an accident insurance.
Disadvantages:
1, and the withdrawal fee is 3%;
2. Less outlets;
3. The loss reporting fee is high in 80 yuan;
4. There are many gifts, but the requirements are high.
Industrial Bank:
Advantages:
1, exempt from the annual fee for the first year, and exempt from the annual fee for the next year if you brush it for five times or spend 3000 yuan;
2. 50 yuan is needed to report the loss.
Disadvantages:
1, SMS service fee 3 yuan/month;
2. Withdrawal fee of 3%;
3. Less exports
Bank of Communications:
Advantages:
1, Y-POWER card is free of annual fee in the first year, three times in the second year, and six times in other cards;
2. SMS service is free;
3. The withdrawal fee is only1%;
4. 50 yuan is required to report the loss;
5. There are more outlets than other non-state-owned commercial banks;
6. There are more gifts that can be redeemed for points.
Disadvantages: I haven't seen it yet, but the overall evaluation given by colleagues who use Bank of Communications credit cards is average.
Guangfa Bank:
Advantages:
1, free of annual fee in the first year, and free of annual fee in the second year after brushing for six times;
2. The overpayment will be recovered free of charge;
3. Only 3 yuan is needed to make up the statement;
4. Send a copy of the insurance;
5. There is a discount for getting a card.
Disadvantages:
1, the SMS service fee needs 3 yuan;
2. The loss reporting fee is high in 85 yuan;
3. Less exports
Shanghai Pudong Development Bank:
Advantages:
1, free of annual fee for the first year;
2. Free SMS service fee;
3. No loss reporting fee;
4. Don't pay the recovery fee.
Disadvantages:
1. Exempt the annual fee for the following year according to the credit card record and repayment record;
2. The card replacement fee is high in 80 yuan;
3. Withdrawal fee of 3%;
4. Less exports
Shenzhen Development Bank:
Advantages:
1, free of annual fee for the first year;
2. Withdrawal fee1%;
3. Report the loss of 50 yuan;
4. Only 2 yuan is required for the handling fee of the supplementary statement.
Disadvantages:
1, only points can be exchanged for the annual fee of the following year, and some credit cards can only be exchanged for the annual fee of the following year if they swipe their cards 12 times in the first year;
2. Less exports
Minsheng Bank:
Advantages:
1, free of annual fee for the first year;
2. Free cash withdrawal fee;
3. Don't pay back the handling fee;
4. Send aviation accident insurance and provide on-site emergency assistance services for discount cars.
Disadvantages:
1, most credit cards need to be swiped 8 times to avoid the annual fee for the following year, and some need to pay 160 yuan;
2. SMS service fee 3 yuan;
3. The loss reporting fee requires 80 yuan;
4. Less exports
Everbright Bank:
Advantages:
1, some cards are exempt from the annual fee of the first year, and the annual fee of the next year is exempted after three swipes;
2. Withdrawal fee1%;
3. Free SMS service fee;
4. 50 yuan is needed to report the loss.
Disadvantages:
1. Some cards are only exempt from the annual fee for the first year, while others have to pay the annual fee for the first year;
2. There are few exits.
China Merchants Bank has many credit cards. Which card has the highest cost performance?
It is more cost-effective if you travel by plane often. Redeem points for miles. Actually, everything else is similar. Ctrip's is also good. Many places have discounts for booking or booking air tickets.
Can I get points with hellokitty Credit Card of China Merchants Bank? How to integrate?
Hello, regardless of whether your consumption has accumulated points, please refer to our points rules: swipe China Merchants Bank credit card (except AE American Express Card/Corporate Bond Enterprise Card/Airline Co-branded Card/Zhengda Card/Automobile Card/FAW Toyota Co-branded Card/Gloria Hotel Co-branded Card/Warcraft Card/Jiuyou Card /ThinkPad Card /QQVIP Co-branded Card/I Love City Gold Card Series/Xin Kai), and your transaction amount is based on the order. However, some types of consumption, such as buying a house, buying a car, wholesale, charity, non-profit, payment transactions, public schools, public hospitals, finance and other credit card websites, are excluded.
At present, our bank provides five self-service ways to check your points:
1. Internet inquiry: Please log in to the credit card website: creditcard.cmbchina./, click "Online Banking Login" on the right, enter your ID number, inquiry password and additional code, then log in to online banking and inquire in "Points Management";
2. Telephone inquiry: Please call the customer service hotline 4008205555, enter your ID number or++and inquiry password according to the voice prompt, select "4" integral, and then select "1" integral for inquiry and redemption;
3. SMS inquiry: edit the message "JF" to 1065795555 (China Mobile) or 10655020 1009555 (Unicom users) for inquiry; 4. Bill inquiry: on each credit card statement, inquire about the accumulated points of consumer transactions that have been settled by the end of last natural month;
5.POS inquiry: Inquire about the accumulated points on the POS of the designated merchants, and the merchants who redeem points in the store can inquire on the credit card website.
Among the above query methods, only the bill query method is used to query the accumulated points of consumer transactions that have been cleared up to the end of the previous natural month, and the other four query methods are used to query the accumulated points of consumer transactions that have been cleared up to that day.
For example, if you are inquiring about the bill in March now, you will see the points increased at the end of February.
Has anyone exchanged the points of CITIC Credit Card for gifts?
Just apply online. Go to the website to see if there are any integral ring gifts.
How to apply for a credit card ... the kind that can be overdrawn
Just take your ID card to the bank. . . However, the premise is that you have a legitimate career, and generally those who have no career will not let you do it.
Can the credit card points of China Merchants Bank be redeemed at the bank?
You can go to the bank, but only to the biggest bank in your city. For example, if I am in Nanjing, you should go to the bank card department of Nanjing China Merchants Bank, and their customer service there will help you with it.
But in general, it can be exchanged through the website and telephone customer service.
Let's stop here for the introduction of the credit card points management app.