How to unfreeze a frozen ICBC credit card

If the credit card is overdue and frozen, the account will generally be automatically unfrozen the next day after paying off the total principal and interest.

If the freeze is caused by other reasons, or the freeze is not automatically released the next day after paying off the debt, individuals can call the ICBC customer service hotline 95588 or go to the designated outlet of the card issuer to apply for unfreezing.

1. After the ICBC credit card is frozen, it can be unfrozen under certain conditions. If the credit card is frozen due to an overdue credit card, repay the overdue amount as soon as possible. After paying off the credit card debt, the credit card can be unfrozen. Cardholders can call the bank's credit card customer service center.

Explain the situation. Under normal circumstances, the bank will lift the restriction. After that, the cardholder must repay every installment on time and avoid overdue payments, because overdue credit cards will be included in the overdue personal credit system. Too many times will affect future loan applications.

2. If the credit card is frozen due to credit card cash-out, it depends on the circumstances. If it is not a subjective cash-out, but a cash-out that the bank mistakenly believes, the cardholder can call the bank's credit card customer service center to explain the situation. And apply for credit card restrictions.

3. If the credit card is frozen due to credit card fraud, the bank will generally lift the restriction after the fraud is resolved.

4. If you need to lift the freeze on the same day, please bring your card and ID card to the counter of the local card center to apply directly. If it can be lifted, it can be lifted on the same day. If it cannot be lifted, it means that the card can no longer be used. .

Extended information:

Credit card payment stop is a preventive measure taken by banks to strengthen management, ensure security, and prevent counterfeit and lost cards from being used to cause losses and adverse effects. . At the same time, it is also an important step to stop payment of the main card or supplementary card at the request of the cardholder and reduce the cardholder's losses and risks.

(1) Credit card payment stop scope

Credit card payment stop is generally divided into cardholder's initiative to stop payment, card issuing bank to stop payment, head office to stop payment and cardholder's initiative to cancel.

(2) Types of stop payment

①Report lost card.

② The main card requires the payment of the supplementary card to be stopped, and the unit requires the payment of the company card to be stopped.

③Credit cards that exceed the limit and fail to repay within the deadline.

④Emergency stop payment card in this period.