It usually takes about 1 month to 40 days from applying for a China Construction Bank credit card to receiving the card.

1. Submit the application form on the official website of China Construction Bank. The official website will generally submit it to the credit card review department in about a week, and the review department will take about 10 days to review;

2. It is processed in the business hall, and the review department takes about 15 days to review;

3. There is a three-day card production period after the review. If the card is successfully mailed within three days, it will be sent by China Post registered mail, which takes about 7- 15 days to arrive at the applicant’s mailing address.

The conditions and required information for applying for a China Construction Bank credit card are as follows:

1. Applicants must meet the following conditions

Anyone who has full civil capacity and repayment ability Natural persons can apply for a personal master card with their valid identity documents and relevant supporting documents.

The main card applicant can also apply for supplementary cards for other natural persons with full capacity for civil conduct or natural persons with limited capacity for civil conduct (must obtain permission from their legal representatives). Each main card can apply for up to three supplementary cards. The main cardholder can apply to cancel the supplementary card at any time.

2. Information that credit card applicants need to provide

1. If the applicant has a local household registration, he/she must also provide:

①Copy of ID card ;

②Proof of financial resources: including proof of income or proof of personal assets or proof of professional qualifications, including:

--Proof of income (including any material)

a. Copies of personal income tax withholding vouchers or tax payment certificates for the last three months from the date of application

b. Copies of social insurance policies for the last three months from the date of application

c. Provident fund payment records or copies of payment lists for the past three months from the date of application

--Proof of personal assets (including any materials)

a. The property rights belong to Copy of the local real estate certificate owned by myself or ***

b. Copy of house/car purchase invoice

c. Copy of motor vehicle driving license of the People's Republic of China

d. Copy of China Construction Bank savings passbook or deposit certificate

-Proof of professional qualifications (including any material)

For example: assessment by the national authoritative department or Copies of recognized professional qualification certificates, including certified public accountant, certified auditor, lawyer certificate, etc.

2. If the applicant is not registered locally, he/she must also provide:

①Copy of ID card;

②Proof of financial resources (same as above);

③Stability proof.

a. Copy of local real estate certificate from the card issuing bank

b. Copy of social insurance policy

c. Copy of full-time undergraduate degree or above/degree certificate

3. If the applicant is an overseas person (including compatriots from Hong Kong, Macao and Taiwan and foreigners), they must also provide:

①Copy of ID card;

a. Foreigners should provide a copy of their passport

b. Residents of Hong Kong and Macao should provide a copy of the Mainland Travel Permit for Hong Kong and Macao

c. Residents of Taiwan should provide a 5-year travel permit for Taiwan residents traveling to the mainland. Copy of pass

② "Permanent Residence Permit for Foreigners" or deposit (minimum deposit amount is 5,000 yuan).