Hello, I suggest you apply for a credit card through the bank. If you are going to apply for a China Merchants Bank credit card, the most important condition is that you are 18-60 years old and have a stable job and income. The necessary application documents are copies of your identity certificate and work certificate. If you can provide other financial documents, it will be more helpful for us to understand your personal situation and judge the credit limit.

The specific application materials are as follows: 1. Proof of identity: generally, it is an ID card (if a new ID card is used, a copy of the front and back is required), and soldiers need to provide a copy of their ID cards; 2. Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/card verified and marked by the sponsor; 3. Proof of financial resources: it can be a payroll record issued by a bank, an income tax withholding certificate, or a market value certificate of a house, a car, a deposit or an investment (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove your economic level. Other documents for reference include: personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc.

If you have never held our credit card, you can apply in the following three ways:

1. Please log on to the credit card website/,select "Apply for Credit Card"-"Quick Application for New Customers", click "Apply Now" in front of the corresponding credit card, fill in the simple reservation information online and wait for the bank's approval. If approved, experts will provide you with on-site service. If you want to handle the transaction in this way, please confirm your region first, and whether our bank can provide free on-site appointment service (the result will be displayed after selecting the province/city/region);

2. Please bring your original identity certificate, work certificate and financial documents to the business outlets of China Merchants Bank in person.

3. You can also call the customer service hotline 4008205555, select "3#" in the voice for credit card application consultation, and then select "1" to transfer the service specialist to register for you, and inform our local staff to contact you to confirm the application. Remind you that the issuance of credit cards is subject to the final audit results.

If you have any other questions, please feel free to call 4008205555 for detailed consultation. Thank you very much for your attention and support to China Merchants Bank!