It must be risky to find an intermediary to handle a credit card. It is best to handle credit cards through formal channels. The risks of intermediate credit cards mainly include the following aspects:

1, some black intermediaries disappeared after collecting agency fees. Being a black intermediary of credit cards usually means cheating the handling fee and then shirking the responsibility or disappearing directly for various reasons. If you contact the credit card black intermediary through the network and remit money, it is more difficult to find its recourse responsibility.

2. There are also some black intermediaries who abuse the cardholder's information. After looking for an intermediary to apply for a credit card, personal information will be completely exposed, and the intermediary may also use this information to repeatedly apply for a card and maliciously overdraw. Once the customer's personal information is used to apply for a credit card, the overdraft risk will be borne by the individual, and the overdue repayment will also be recorded in the personal credit record and bank blacklist, which will have many adverse effects on the individual's future work and life.