1. How to set up

1. Log in to Alipay Wallet with your mobile phone, and click "Wealth" in the lower right corner.

2. enter the "wealth" interface, as shown, and click the account name.

3. At this time, the system will enter the "Account and Security" interface, and we will click "Payment Settings".

4. in the "payment settings" interface, you can see that "small confidential payment" is closed, and click it to open it.

5. Open by sliding the horizontal bar.

6. After opening successfully, the system will let you set the amount. It is recommended to set the minimum amount to prevent losses.

7. After setting up, the system will ask you to enter the payment password. If the password is entered correctly, the small secret-free payment is successfully opened.

how to cancel

AliPay:

1. Log in to the Alipay client, log in to the account, and then click "My" in the lower right corner.

2. Click on your avatar to enter the personal settings interface, and select "Settings".

3. You will see the option of "Payment Settings" above, and click Open.

4. after seeing "confidential payment", you can choose to turn on or off small confidential payment, and see which third-party software uses this service.

wechat:

1. open wechat-me-wallet

2. More in the upper right corner-payment management-automatic fee deduction, cancel all confidential payment items and delete them.

What is small secret exemption?

"small secret exemption" means that when the consumption amount is lower than the limited value, the user can complete the consumption without entering a password. However, for the accounts where confidential payment occurs intensively, the payment institution should set up an early warning or even tracking mechanism, or delay the transfer to avoid the loss of users' property.