I am sure that most of the unhappy lives of middle-aged people stem from empty pockets and no money.
When people reach middle age, they are older and younger. In order to make a living, they have nothing else to do, and it is difficult to live without money. Therefore, middle-aged people should make money well while saving money appropriately. Everyone is like this. When you have money to save, you feel happy, which greatly increases your motivation and determination to continue working hard to make money. Only with savings can you realize your dreams.
Middle-aged people regard saving money as a must, because with financial confidence, your life will have more color.
When people reach middle age and are full of energy, they should save money in addition to meeting their daily expenses. As the saying goes, store water to prevent drought and store grain to prevent hunger. After the age of 50, the ability declines, and after the age of 60, you can rest on your laurels. With a few hundred thousand in savings, plus pension, general family expenses and illness can be almost covered. In short, if you have money in your hands, you won’t panic...
When people reach middle age, the smartest way to live is to "save money."
Middle-aged people have given up a lot of unnecessary social interactions and become more stable and practical. At this time, they are old and young. Rather than saying that the smartest way to live is to save money, it is more like being under pressure. They have no choice but to save money.
The embarrassment and pain points of middle-aged people. For a long time, money has been an inescapable topic. When parents are old and their children are not yet financially independent, smart people must save money for emergencies. Having said this, I also recommend that all middle-aged friends invest appropriately in financial management, insurance and other businesses. Because your parents are already old at this time, first of all, you have no problem saving money, but your parents' health is not bad. If there is any disease, without certain insurance as a backing, once your parents get sick, it is likely to bring down the entire family. Therefore, smart people will never put money in a "basket" when saving money.
For middle-aged people, I don’t know since when, success has become the only criterion to measure them. At this embarrassing age, it is absolutely impossible not to save money. It seems that it has little to do with whether you are smart or not. It is more like the responsibility given to you by society. Time and time again, family changes have made you deeply understand Yes, saving money is a must. Because you need to feed back the previous generation and nurture the next generation.
So, middle-aged friends, start your journey of saving money. At this time, the only one who can help you may be yourself, and you have no one to rely on except yourself. Come on, middle-aged friends.
Is "saving money" the smartest way for middle-aged people to live?
Seeing this title reminded me of my own experience. I felt very funny. I laughed at the stupidest thing I did in my middle age, which was to work hard to earn money and save money. Money, scrimp on food and clothing, be mean and stingy, don't smoke, don't drink wine, don't drink tea (leaves). Even the money that should be spent is reluctant to be spent. Many times, I would rather hurt my body than money. For example, improving family life; supplementing nutrition for a pregnant wife; buying some gifts to honor parents during the holidays; necessary human exchanges in life, etc. All the money that shouldn’t have been saved was saved. As a result, what about old age? Not only did I not get rich and live a good life, but I and my family fell ill. Family ties and friendships were invisibly indifferent in the process of saving money. After decades of saving money, my family's appearance remained the same, so what? No big things have been accomplished, the house is still the same old house, the car is still the same old car, and life is very difficult. As a result, my wife and children always laugh at me, "You are a person who only knows how to sleep with a piggy bank."
It is true that it is extremely difficult for people of our time to make money. I am afraid that life will be difficult for me when I get old, so I just keep saving money and stuff it into the piggy bank. This approach is understandable and can only be done that way. However, the times have developed to this day. If today's middle-aged people still live the way we did in that era, then society has regressed. Now they still think that the smartest way to live is to save money. I think this way of living is narrow-minded. , is also selfish, even more ignorant, and extremely undesirable.
Therefore, I tell my children (he is 37 years old this year) to learn from my lesson: there is nothing wrong with saving money, but just saving money is not smart.
Saving money will not save wealthy households, and saving money will not save wealthy people. When people reach middle age, they should not just think about saving good money and saving more money; they should also think about how to make good money and use it well. The smartest way to live is to make more money, spend good money, be grateful and contribute to society. For example, if you want to start a business, create a great cause, generate tax revenue for the country, and do good things for society, can you just rely on saving money? Obviously not. The smart approach is that you must spend money well. Sometimes borrowing money, lending money, and raising money through various channels are very necessary, so that you can better make money with money and make more money. Only in this way can we do more and better things and repay our family and society better.
Summary: When you reach middle age, saving money is right and necessary, but being able to save money is not the best way to live. On the contrary, the best way to live is to be grateful to society, make more contributions, spend money wisely, know how to spend it, be willing to spend what should be spent, spend it where it matters most, and spend it where it hurts the most. Middle-aged people should especially pay attention to their physical and mental health. Health and safety are the first priority. Don’t repeat the mistake of “middle-aged people exchange their lives for money, and old people exchange money for their lives”.
Friends, my opinion may be biased and not fully discussed. I welcome your criticisms and corrections!
When people reach middle age, they officially enter the right track of life. They no longer have the youthful frivolity of the past. After years of vicissitudes, they become strong and stable. The best way to live is not only to save money, but also to save health and kindness. Only with health can you earn more money, and a kind life will be smoother.
There is a saying in the workplace that you can offend those who have families, but never scold those young people who do not have families.
Why is this? Because the more people have a family, the heavier their burdens. They dare not easily give up a job that can support their families, because they are not only leaving behind them, but also a large family.
As for young people who have not started a family, they have much less care. If they are not happy, why should I keep it? They can leave everything behind and take a trip as soon as they want.
Saving money is to avoid being too embarrassed when needed
There is no word easy in the dictionary of adults, especially when people reach middle age, there are old people and young people. How to deal with sudden risks with a little savings.
There was a time when early consumption was advocated on the Internet, but what about those people who consumed in advance?
Do those Huabei and reminder calls after credit card expiration really make early consumption happy?
Of course not, many people even go to a dead end because they consume in advance and cannot pay their debts.
"Having money in your pocket" is not to show off, but to cope with crises that you may not be able to predict, just like this year's COVID-19. If you don't have enough savings, how can you survive this critical moment.
"Saving money" can increase the sense of security and can also resist sudden risks. At least when the risks come, you will not be in a hurry.
For future pension issues, relying on social security may not necessarily lead to a comfortable life
Old people often say that hard work when you are young is not called hard work, but hard work when you are old is Suffer.
There is an old saying in China, "Be prepared for a rainy day." This is the magic weapon to deal with before a disaster or crisis comes.
In particular, the current pension insurance cannot guarantee that you can live such a comfortable life after retirement, so you need more funds to support your future life.
All preparations are to deal with future risks, especially for middle-aged people. The balance in the bank card is the guarantee of the quality of life.
"Saving money" is not as good as "saving health"!
The traditional virtue of the Chinese people is diligence and thrift. When a person reaches middle age, he should still have some roots. You must spend money that should be spent, such as eating nutritious food, seeing a doctor, and studying. Don’t spend money that shouldn’t be spent, such as buying luxury goods, eating takeout every day, etc. Middle-aged people should be kind to themselves and live more clearly. Happiness is in your own heart.
Makes sense
After this epidemic, the smartest way for middle-aged people to survive is to save money.
Only when people reach middle age do they realize that they can be afraid of anything, but the biggest fear is not having money.
Without money, middle-aged people’s sense of security will collapse. Therefore, it is very realistic for people to talk about money when they reach middle age. When people reach middle age, the smartest way to live is to save money.
If you have money in your pocket, you won’t panic. Saving money means saving your life, your future, your uncertainties, your accidents, and your good habits. Saving money is really necessary.
The biggest failure in middle age is not having money in the card. Because at this time, you have seniors and young children, whether you are parents or children, there will only be more and more places to spend money.
When a person learns to save money, he will have the right to choose his future life. Therefore, no matter how much income you have now, you must learn to plan for yourself and learn to save money.