According to your description, your credit card has been suspended due to overdue, which means that your overdue situation is very serious. Generally speaking, failure to repay your credit card on time will affect your credit record. You will need to apply for a limit increase in the future. Or other credit card activities will be restricted, and the credit record will be included in the personal credit report, which will have a negative impact on future loans, house purchases, installments, etc. Your top priority now is to pay off the balance as soon as possible, and then continue to use this credit card, and make sure to repay it on time during the use period. Maybe you can also cover the overdue record, otherwise there is no other way. I hope my answer can help the original poster!