When it comes to the Bank of Communications credit card, I have to talk about its characteristics. Some people call it the Iron Rooster, some call it the King of Risk Control, and some call it the Five Thousand Years of Credit Card. Do you feel this way?

Every cardholder must have a Bank of Communications credit card.

Why?

First: The Bank of Communications credit card limit increase is reviewed by the bank system. You only need to know some limit increase techniques. It is easy to increase the limit of a Bank of Communications credit card in 6-9 months. Double.

Second: The loans behind the Bank of Communications credit card are very powerful. For example, if the character score of the credit card reaches 750, you will get a good loan. Of course, these prerequisites are based on you knowing how to use the card.

Applying for a Bank of Communications card is very simple, and you can pass it easily. For cardholders who are not very knowledgeable, it is more difficult to raise the credit limit, because the Bank of Communications is a system review and is very difficult. If you can understand it The review standards are a powerful tool for financing.

When applying for a Bank of Communications credit card, you must choose the corresponding card type based on your personal qualifications, for example:

1. Those who often use iQiyi membership to watch movies can apply for Bank of Communications iQiyi Credit Card Qiyi Credit Card

2. If you have stayed at Jinjiang Inn, you can apply for the Bank of Communications Jinjiang Star Blue Whale Credit Card

3. When shopping at Walmart supermarkets, you can apply for the Bank of Communications Pacific Walmart Credit Card

4. JD Xiaobai with a credit score of 70 or above can apply for a Bank of Communications JD co-branded card

5. Frequent users of Vipshop can apply for a Vipshop co-branded card (youth version)

6. Those who have graduated from a full-time college or above can apply for a YOUNG card

The Bank of Communications credit card adopts an automatic approval system. After filling in the information and submitting the information, it will either be approved or rejected in seconds. Combining some card application channels, and packaging information such as academic qualifications and workplace, the card acceptance rate is 90%. The card acceptance rate of Bank of Communications is not only ranked first, but it is definitely ranked in the top three. If your qualifications are really bad to the extreme, you need to use transfers to build up your qualifications. You need to apply for a savings card, do a round of transfers, and then get a Bank of Communications credit card, and then use the Bank of Communications card to get credit cards from other banks. If you want to know how to increase your turnover, you can contact Yi

Let’s talk about some common problems with transportation credit cards that laymen have---difficulty in raising the limit

I believe friends who have Bank of Communications credit cards, In the process of using the Bank of Communications credit card, I found that it is very difficult to increase the credit limit after using the credit card for a long time. The credit card limit seems to be rusty. It has always been this limit. Even if it increases, it will only increase by 1,000.

If you also have such a question, next, I will tell you the answer.

Friends who don’t know how to use cards call Bank of Communications the “Iron Rooster”. Why is it given such a name? Because the Bank of Communications is really struggling, many people are very distressed. The Bank of Communications credit card is clearly used very well, but why can't the limit be increased? Well, let me tell you, it's because you don't understand the reason for increasing the credit limit of the Bank of Communications credit card. I believe many people know that the Bank of Communications credit card has a character index. As long as the character index of the Bank of Communications credit card reaches 695 points, the Bank of Communications credit card will have a temporary limit. As long as the character index reaches 750 points, your credit card will be good. Enjoy the loan limit.

So since it is a system audit, then you can use the Bank of Communications credit card well by meeting the system standards at the minimum cost. In fact, mastering the following three points will help you increase your credit card limit very quickly. Experts see only roads, while laymen see only mountains. If you want to learn how to apply for a large credit card, limit increase, online loan packaging, overdue processing, financing, and capital turnover, you can contact Yi.

When using a Bank of Communications credit card, you need to keep three things in mind!

First, pay attention to the number of credit card transactions. If you only make three or five card transactions a month, it will be difficult to increase the limit. At least 20 card transactions per month.

Secondly, Bank of Communications is not interested in the number of card swipes and does not like installments. The total amount of card swipes on a single billing day is very important for raising the limit.

Third, there are strong requirements for POS, because it is a system review. If the POS machine uses the jump code and the amount does not match the merchant, it will basically be declared a failure to increase the amount. Of course, there are also processes. Methods, systems are systems after all.

As long as the bill optimization reaches the standard, the next step is to remind the system to increase the limit for us. So how to remind the system to increase the limit for us? I generally use three methods.

First, large purchases, because as soon as I made a large amount, he suspected that I had cashed out, so he went to check my credit. This guy is too presumptuous, did I agree!

Second, applying for a new credit card forces the bank to re-evaluate my qualifications. This is also what is often called a curve increase.

Third, there is a dormancy method spread outside, which says that if you don’t use it for half a year, your quota will be raised. Waiting for half a year for the child to take care of himself, it’s too long and I don’t think about it. If I make a mistake, another option is to call the customer service staff to raise the quota and ask the customer service staff to report the quota increase to the upper management.

Finally, there is the Haoxiang Loan of Bank of Communications, which offers a maximum of 300,000 yuan. If there is a provision according to the increase plan I formulated, the character score will actually be above 750. Okay, finally, I wish you all have fun with the transportation card as soon as possible. If you still have questions, you can follow my headlines or send me a private message.