You can repay the credit card bill before it comes out, and you can repay it at any time before the final repayment date. If all debts are paid off before the billing date, there is no need to repay after the billing date; If you still owe money, you need to pay it off before the repayment date.

The so-called credit card repayment date actually refers to the "last repayment date", that is, the repayment on or before this day is considered as normal repayment, and there is no overdue. Repayment can be made at any time before the "final repayment date". You can also repay before or after the bookkeeping date. If the current bill is not paid, it still needs to be repaid before the "final repayment date". After repayment, you can continue to use your credit card when you restore the credit card limit.

If the repayment amount exceeds the bill amount, the extra money is called overpayment, and credit card consumption will default to paying first and overpaying. If the current bill is not paid after the "last repayment date", it will result in late payment fees and may also affect the credit history.