The credit card limit of China Merchants Bank is 3000- 1 10,000 yuan, and the gold card limit is 1 10,000-50,000 yuan. According to the information submitted by the customer, the customer's credit card fixed limit is comprehensively evaluated, and the final audit result shall prevail. (Multiple credit cards under the same account name share the same limit)
The annual credit card fee of China Merchants Bank is RMB 100/year for ordinary cards and 300 yuan for gold cards. The annual fee is charged once a year. If you apply for two cards or supplementary cards at the same time, the annual fee for the second card or supplementary card is 1/2 of the first card. The annual fee is calculated from the issuing date of your card (the validity period under the credit card number, and the previous date is the issuing date), which is not a natural year. Successful bid for China Merchants Bank credit card (except for unlimited card/platinum card/business card /ANA co-branded card /VISA MINI card /MSN MINI card /VOGUE titanium card /HELLOKITTY fan gold card Miss KITTY perfume credit card), the first-year annual fee will be reduced in advance by China Merchants Bank credit card or partners, and you will spend six times on a single card within one year after your card is valid (from the date of spontaneous card issuance). And this offer is valid for a long time before the change notice of the new annual fee preferential policy.
The annual fee is calculated from the card issuing date (the date is displayed below the credit card number, the previous date is the card issuing date, and the latter date is the expiration date; If only one date is displayed, the validity period). For example, the card says 07/ 10-07/ 13, which means that the credit card was issued on July 20 10, from August 1 to July 3 1.
Our bank provides interest-free installment payment service and offers preferential interest-free monthly payment to customers. During the repayment period, customers use our credit card account to pay monthly, and they can enjoy the interest-free period as long as they repay in full according to the bill amount before the monthly due repayment date. However, there will be installment fees, and the specific charging standards can be used in shops. You can log on to our credit card website /StepShop/ and click "Shop by installment" to make an inquiry. Even if the installment is settled in advance, the handling fee will not be refunded. If you buy installment goods in the credit card mall through our credit card website, you don't have to pay the handling fee.
If you have any questions about other CMB credit cards, please search for "4008205555" among QQ corporate friends and add "CMB Credit Card Center" as your friend; Or search for "cmb4008205555" on WeChat, and pay attention to "China Merchants Bank Credit Card Center" for consultation. Thank you for your attention and support to China Merchants Bank!