Credit card debt is 65438+ ten thousand. If there is a sum, it is 654.38+0.5 million. Do you want to pay in one lump sum? Then according to, ah, the measures for the supervision and administration of commercial banks. Article 57 says that after the credit card is overdue, it can negotiate with the bank on an equal footing for personalized installment. That's not a one-time payment, but you can apply for personalized installment, and you can pay it off in 60 installments in five years at most.