The Agricultural Bank of China credit card can be used beyond the limit. For example, the credit limit of the credit card is only 5,000 yuan, but you spend 5,500 yuan during the billing period. The 500 yuan that exceeds the credit limit is over the limit. The agricultural credit card gives customers an over-limit limit of 20, that is, a credit card with a limit of 5,000 can spend 6,000 yuan. However, it should be noted that the excess portion must be repaid in full, and minimum repayments are not allowed.

At the same time, different credit cards have different over-limit rules. Some credit cards have only one over-limit opportunity per month, while some credit cards can limit over-limit unlimited times per month. For specific information, please refer to the information released by the Agricultural Bank of China. shall prevail.

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