What are the requirements for a credit card to apply for an additional card?

A credit card to apply for an additional card needs to meet the following conditions:

1. The applicant for the additional card must be over 13 years old, and Provide the front side of your ID card (such as a copy of your ID card).

2. To apply for an additional card, the principal cardholder must agree to apply for an additional card.

3. Applicants under the age of 18 can only apply for supplementary cards of their legal guardians.

After meeting the above conditions, cardholders and supplementary card applicants should go to bank branches to apply. It should be noted that a maximum of three supplementary cards of the same card type can be applied for under the name of the main credit card card. The supplementary credit card card cannot be registered for personal online banking separately, but can be added to the personal online banking of the supplementary cardholder.

The earliest credit card appeared at the end of the 19th century. In the 1880s, the British clothing industry developed so-called credit cards, and the tourism and business sectors followed suit. However, the cards at that time could only be used for short-term commercial credit, and the money still had to be paid as and when used. Long-term arrears were not allowed, and there was no credit limit.

A credit card is generally a special carrier plastic card with a length of 85.60 mm, a width of 53.98 mm, and a thickness of 1 mm. The name of the card issuer, validity period, number, cardholder name, etc. are printed on the front, and there is a chip on the back. Magnetic strip, signature strip. Cardholders can use their credit cards to shop and spend money with special entities and deposit and withdraw cash from banks.

It is said that one day in the 1950s, American businessman Frank McNamara was entertaining guests for a meal in a New York hotel. After the meal, he found that he had forgotten his wallet and had to call his wife to bring cash. McNamara came up with the idea of ??starting a credit card company because he felt embarrassed about paying the bill at a restaurant.

In the spring of 1950, McNamara and his friend Schneider invested US$10,000 to establish the "Diners Club" in New York, the predecessor of Diners Club. Diners Club provides members with a card that can prove their identity and payment ability. Members can use the card to record their purchases at 27 designated restaurants without having to pay cash. This is the earliest credit card. This kind of credit card that does not require bank processing is a commercial credit card.

In 1952, Franklin National Bank in California, USA, was the first financial institution to issue a bank credit card, becoming the first bank to issue a credit card.

In 1959, Bank of America issued the Bank of America card in California. Since then, many banks have joined the ranks of card-issuing banks. By the 1960s, bank credit cards were quickly welcomed by all walks of life and developed rapidly. Credit cards became popular not only in the United States, but also in the United Kingdom, Japan, Canada and European countries. Since the 1970s, Hong Kong, Taiwan, Singapore, Malaysia and other regions have also begun to handle credit card services.

How to apply for a CCB credit card supplementary card

The application method for a CCB credit card supplementary card is:

1. Apply at a CCB branch: If you need to apply for a credit card supplementary card, Applicants for the main card and supplementary card need to bring their valid identity documents to the CCB business outlets to apply, and just follow the instructions of the outlet staff;

2. Online application: log in to the CCB credit card website, and then go to the CCB credit card website Click "Credit Card Online Application" on the page to apply for an additional credit card.

However, it should be noted that some credit card types do not support online application for a supplementary credit card. In this case, you need to bring valid documents to a bank branch to apply for it.

How to apply for a supplementary credit card? These conditions must be met

Credit cards can be divided into primary and secondary cards. Under normal circumstances, a primary credit card can be used for 3 secondary cards. The secondary cards can share the rights and benefits of the primary card and enjoy *** Credit limit. Want to know how to apply for a supplementary credit card? Please read on.

1. Conditions for applying for additional credit cards

1) Age conditions

Banks have certain age restrictions for customers who apply for additional credit cards, and each bank has different requirements : The supplementary card of Bank of Communications credit card must be over 11 years old; the supplementary card of Minsheng Credit Card and CCB Credit Card can be applied for by those who are 13 years old; the supplementary card of China Merchants Bank Credit Card and Agricultural Bank of China Credit Card can be applied by those who are 14 years old; most bank credit card supplementary cards are only issued to those who are over 16 years old. applicant.

2) Relationship with the main cardholder

Generally, the person applying for the secondary credit card must be the parents, children, spouse and other immediate relatives of the main cardholder. If it is only a male, It cannot be done with a girlfriend or just a friend.

2. How to apply for a supplementary credit card

It is easier to apply for a supplementary credit card than a main card. Not only are the application conditions looser, but the application procedures are also simpler. There are two main ways to apply for a supplementary credit card:

1) Apply with the main card

When applying for a main credit card, the main card applicant only needs to fill in the following fields in the credit card application form: Check the "Apply for Additional Card" column and fill in the personal information of the additional cardholder. The primary and secondary credit cards will be sent together.

2) Apply after applying for the main card

The main cardholder needs to go to a bank branch to get it or download the application form from the bank's official website, and include the main card information in the application form . Fill in the information in the supplementary card column, sign the names of the main cardholder and the supplementary cardholder respectively, and submit it to the bank.

Everyone must already know how to apply for an additional credit card. I solemnly remind everyone not to apply for an additional card for non-immediate family members. Otherwise, if the additional cardholder fails to repay the overdraft, the account will be lost. You need to bear it.

How to apply for a supplementary card from China Construction Bank?

1. To apply for a supplementary card from China Construction Bank, you first need to have your family members have a CCB main credit card, or you must have a CCB main credit card. Then you can apply.

2. The requirements for applying for an additional card are very low. As long as you have a primary credit card, you can apply directly through CCB Mobile Banking, and the review speed is also very fast.

3. High limit, low threshold and low interest rate

4. Only credit card holders with the main card of China Construction Bank can apply for the supplementary card. When you have the main card, go directly to China Construction Bank Just apply for a supplementary card.

5. In addition, if you are applying for a supplementary card for your children, they need to be over 13 years old.