The first-time credit limit for China Construction Bank credit cards ranges from 1,000 to 50,000. It is easier to apply for a China Construction Bank credit card. The first-time credit limit is determined based on the applicant's income and financial status. The general first-time application limit is between 5,000 yuan and 10,000 yuan. Compared with other industries, it is relatively easy to apply. The application requirements are not too high and there are many application channels.
1. Can I apply for a China Construction Bank credit card online?
Construction Bank credit card can be applied online. The specific method is as follows:
1. Official website application: Log in to the official website of China Construction Bank Credit Card, select the card type you want to apply for, and then fill in the required information for card application. Information is enough.
Operating environment:
Brand model: Lenovo laptop Xiaoxin Air15 Ryzen Edition
System version: Windows 11
Browser : Google Chrome browser
Browser version: 87.0.4280.88
2. WeChat application: Follow the China Construction Bank WeChat official account, click "Credit Card" - "Business Processing Hall" - "Credit card application", just click on the page.
Operating environment:
Brand model: iPhone13
System version: iOS15.0
App version: 8.0.16
3. Mobile APP application: Download and log in to the China Construction Bank mobile APP, click "Credit Card" - "I want to apply for a card" - "Credit Card Application" and follow the page operations.
Brand model: iPhone13
System version: iOS15.0
App version: 5.6.3.001
2. China Construction Bank credit card has Annual fee?
1. CCB Credit Card Commercial Card: The annual fee for the gold card is RMB 200, and the annual fee for the regular card is RMB 100.
2. CCB Personal Credit Card: The annual fee for the main card of the gold card is RMB 160, and the annual fee for the supplementary card of the gold card is RMB 80; the annual fee of the main card of the ordinary card is RMB 80, and the annual fee of the ordinary card is RMB 80. The annual card fee is RMB 40.
3. Construction Bank credit card annual fee exemption policy: within the card holding year, if you make 3 purchases with the card each year (no limit on the amount), you will be exempted from the annual fee for that year. If there are less than 3 transactions, the annual fee will be charged at the beginning of the second card holding year.
3. What is the telephone number of China Construction Bank’s credit card?
The customer service hotline of the China Construction Bank Credit Card Center is divided into two categories, namely the China Construction Bank Credit Card Customer Service Hotline and the Construction Bank Credit Card Platinum Hotline. The specific phone numbers are as follows: China Construction Bank Credit Card Customer Service Hotline: Domestic users dial 400-820- 0588; overseas users dial +86-21-3869-0588. China Construction Bank Credit Card Platinum Hotline: 400-888-8858.