For example, you can choose three, six, 12, 18 and 24 (one month) consumption stages, and the corresponding handling fees are 0.7%, 0.6%, 0.6% and 0.6% respectively. (Monthly handling fee = total installment amount * handling fee rate).

If six installments are selected, the amount to be repaid in each installment is the same, 6500 ÷ 6+6500× 0.6% =1083.33+39 =1122.33.

The minimum application amount for bill installment is 500 yuan RMB, and the maximum amount shall not exceed 90% of the total bill RMB consumption (excluding cash withdrawal, installment payment and other transactions stipulated by CCB). The number of installments can be selected as 3, 6, 12, 18 and 24, and the corresponding benchmark rates are 0.75%, 0.70%, 0.60% and 0.62% respectively (Note: monthly handling fee = total installment amount * handling fee rate, which will be charged on schedule on each billing day after installment. Suppose that this 6500 is all consumption, of which 650 needs to be paid off before the current bill expires, and the remaining 5850 needs to be paid back in six installments, each with the same amount, that is, 5850 ÷ 6+5850× 0.7% = 975+40.95 =1kloc-0/5.95.