if it is a CMB credit card, please rest assured that as long as you repay according to the minimum amount of the bill before the due repayment date, there will be no liquidated damages and your personal credit will not be affected. However, it will generate cyclic interest. Interest will be charged from the bookkeeping date (usually the day after consumption) for all consumption in the current period, with a daily interest rate of five ten thousandths until you pay it off in full.