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How do Ping An car owners make claims with their credit cards? Is there a deductible?

The Ping An Car Owner Card has no deductible, which can be understood as including liability insurance for vehicle occupants without additional deductibles. This credit card is Ping An’s signature card and is extremely cost-effective. It completely replaces the corresponding items of commercial auto insurance, and the valuable thing is that it also comes with an accident medical item of 4,000 yuan per seat.

The accident protection included with the Ping An Car Owner Credit Card after the first payment is if an accident occurs while driving a private car. You can apply for this protection. Specific protections are as follows:

★Accident insurance for all vehicle personnel

1. Driver’s accident insurance of RMB 500,000 (limited to the cardholder himself)

2. Same as Accident insurance of RMB 100,000 for each person in the vehicle

3. Accident medical insurance of RMB 4,000 for each person in the vehicle (including the driver)

★Roadside assistance within 30 kilometers: service Including trailer towing, power connection services, tire replacement, fuel oil delivery, emergency water filling, on-site repairs, and hoisting rescue.