If you hold a Ping An Bank dual-currency credit card, there are two card payment lines overseas, one is UnionPay, and the other is MasterCard, VISA or JCB.

Swiping a card on UnionPay lines will be settled directly in RMB;

Swiping a card on MasterCard, VISA or JCB international routes will be settled in US dollars, and the transaction amount will be charged for each transaction 1.5% exchange fee (if the place of consumption is settled directly in US dollars, no exchange fee will be charged).

After the bill is settled, you can activate the foreign exchange repayment function and repay the US dollar bill in RMB

Warm reminder:

1. If you need to use overseas card services , you need to enter the credit card interface, click "More" - Value-added Services - Overseas Trip Management, and activate according to the prompts;

2. If you have large or multiple purchases overseas, you need to call the customer service hotline 95511 Go to 2 to apply for activation.