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Credit Card Points Accumulation Rules of China Merchants Bank

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Methods for Redemption of Credit Card Points of China Merchants Bank

Chinese Merchants Bank credit card points accumulation rules

Using a China Merchants Bank credit card to spend a single transaction in RMB will earn 1 point for every 20 yuan, and a single transaction in US dollars. Earn 1 point for every $2 traded. The points generated from the consumption amount will be effective on the day after the bank statement date. Please see Table 1 for specific conversion ratios. China Merchants Bank reserves the right to adjust the points conversion ratio.

Remarks:

1. The points of the main card and supplementary card can be calculated together.

2. If the cardholder has both a personal card and a business card, the points for the personal card and business card should be calculated separately.

3. If the goods or services purchased with the card are returned for any reason, or the money is refunded due to billing disputes, or other reasons, China Merchants Bank will deduct points in proportion to the amount of the refunded money.

Application scope of China Merchants Bank credit card points

Cardholders use China Merchants Bank credit cards to make purchases at restaurants, hotels, department stores, and other retail stores, and purchase goods through the China Merchants Bank Credit Card Center Points can be accumulated for mail orders, installment payments and cash advances using China Merchants Bank credit cards, except for items that are not calculated according to the bank's points rules.

China Merchants Bank Credit Card Points Redemption

1. China Merchants Bank Credit Card Points Redemption Rules

1. When China Merchants Bank Credit Card Points have reached a certain point redemption standard, the main card Cardholders can redeem their points for corresponding reward items in accordance with China Merchants Bank's corresponding points and redemption standards, and China Merchants Bank will immediately deduct corresponding points from the cardholder's credit card points.

2. Each reward item (including various goods, services or coupons, etc.) and redemption standards and rules are subject to the announcement or catalog of the reward event at the time of redemption.

3. All reward items are in limited quantity and will be redeemed while stocks last.

4. Supplementary cardholders cannot directly participate in points redemption.

2. How to redeem China Merchants Bank credit card points

1. Online redemption: log in to easily redeem.

2. Telephone voice redemption: Call the redemption hotline (021-50624877) and redeem according to the corresponding voice prompts.

3. SMS redemption: Edit the SMS "DH space redemption number" to 1065795555 (mobile customers) or 1065502010095555 (China Unicom customers) (yuan/item), and you can easily redeem it anytime and anywhere.

4. Points to offset fees: Go to designated merchants, swipe points on the POS machine, and directly redeem designated products or discount the fee amount at a certain percentage. After the redemption application is completed, cardholders can check the order status at any time through the China Merchants Bank Credit Card Center website or by dialing the designated phone number (021-50624877) and entering the order number as prompted. Points accumulated from CP Department Store co-branded credit cards, Gloria Hotels co-branded credit cards, airline co-branded credit cards, commercial cards and supplementary cards are not subject to points offset fees. If there are insufficient points when offsetting fees, the shortfall will be paid by credit card. Invoices will no longer be provided for goods and services redeemed for point offset fees. When offsetting points, it is not combined with other discounts in the store (except for large department stores and comprehensive supermarkets).

How to query China Merchants Bank's credit card points

1. How to query China Merchants Bank's credit card points - Online banking query

Log in to the China Merchants Bank Credit Card Center website: (click again Log in to the credit card online banking system

Enter your ID number and query password

After entering, select the points management homepage

2. Method for querying China Merchants Bank credit card points ——Customer service inquiry

Call the China Merchants Bank credit card customer service hotline: 800-820-5555 and then transfer to manual service.

Call the voice self-service hotline 021-50624877 for enquiry. /p>

3. Method for querying China Merchants Bank credit card points - bill inquiry

Chinese Merchants Bank credit card users can check detailed credit card points through the credit card statement mailed by China Merchants Bank every month.

4. Method for querying China Merchants Bank credit card points - SMS query

Use your mobile phone to send the text message "JF" to 6262955555 (China Mobile) or 702210095555 (Unicom users) (yuan/item) ) Check accumulated points.

5. Method for querying China Merchants Bank credit card points - POS machine query

Check the accumulated points at the POS machine of a merchant designated by China Merchants Bank.