Card holders all know that credit cards have annual fees. The higher the level of the card, the more expensive the annual fee. Different banks have different annual fee standards for credit cards. Let me take Minsheng Bank as an example.

How much is the annual fee for Minsheng Credit Card?

1. Regular card: 100 yuan/year for the main card, 50 yuan/year for the supplementary card; annual fee is waived in the first year, and there are 5 purchases in the year Or one foreign currency transaction is exempt from the annual fee for the following year.

2. Gold Card: 300 yuan/year for the main card, 150 yuan/year for the supplementary card; no annual fee in the first year, and no annual fee for the following year if you make 5 purchases or 1 foreign currency transaction in the year.

3. White card: main card 600 yuan/year, supplementary card 300 yuan/year; annual fee is waived in the first year, and free of charge for purchases of 18 transactions or 50,000 yuan (or equivalent in foreign currency) in the year Annual fee for the following year.

The above rules apply to both the main card and the supplementary card. The annual fee reduction and exemption rules only count the number of purchases, and do not limit the amount of transactions. The cycle for counting the number of purchases is not based on the natural year (January to December). ) shall prevail, and the month in which the annual fee is collected shall be the statistical period.

If the credit card is not activated, no annual fee will be charged. Starting from the first year of activation, the annual fee will be billed within three days after the bill date and will be reflected in the next bill in the month in which the annual fee is charged.

In general, different credit cards have different annual fees and different annual fee exemption rules. You can check the annual fee exemption rules of your credit card and then make purchases according to the rules to reduce the annual fee.