Zero down payment car loan can be applied for without down payment. Therefore, before individuals decide to apply for a zero-down-payment car loan, they need to check with local car dealers whether they have this car buying model.

To apply for a zero down payment car loan, the applicant also needs to prepare personal proof of employment, income proof, ID card, household registration book, bank card statement in the past six months and other information to the local lending institution to apply. The bank will then approve and review the information submitted by the applicant. After passing the review, the bank will sign a car loan contract, go through the car mortgage loan registration procedures, and the bank will issue the loan.

When applying for a zero-down-payment car loan personally, you need to understand that zero-down-payment car loans have certain restrictions on car models. Therefore, before applying, you need to determine which car model you want to buy. It is best to contact the dealer Please consult the dealer clearly.