1, call the police. Provide the local police with relevant information about swindlers and assist the police to investigate and deal with them.

2. Contact the bank. Contact ICBC customer service in time to explain the situation and provide relevant evidence (such as SMS, recording, etc.). ) and ask the bank to handle it as soon as possible.

3. Apply for a refund. You have paid 399 yuan, so you can ask the swindler for a refund. If the other party refuses to refund, you can apply for a refund from the bank.

4. Prevent risks. Be vigilant when handling credit cards or other financial services in the future. Don't trust strangers, don't provide personal information and bank card information at will, especially don't disclose passwords and verification codes to anyone.