The Everbright Bank Platinum Credit Card charges an annual fee of 1,188 yuan. If the card holder does not understand the credit card charging rules, he can call the official customer service phone number of China Everbright Bank and request to cancel the credit card account and refund the 1,188 yuan. Annual fee charged.
If a salesperson privately upgrades an existing credit card to a platinum level, the cardholder can ask customer service to downgrade the upgraded credit card to a regular card level and request a refund of the 1,188 yuan annual fee.
CHINA EVERBRIGHT BANK is a national joint-stock commercial bank established in August 1992 and is a subsidiary of Everbright Group.
The Everbright Bank Credit Card Center was founded in July 2003 and officially established at the end of 2003. It is directly affiliated to the head office of China Everbright Bank. It is within the framework of state-owned holding and international financial organizations participating in national joint-stock commercial banks, serving A credit card center for consumers.
Application conditions
Any Chinese citizen, foreigner resident in the country, and compatriots from Hong Kong, Macao and Taiwan who has full capacity for civil conduct, has legal and stable income, and has good credit standing can apply in person. Apply to the card issuer for a personal credit card master card with valid documents. Note: The application card needs to be accompanied by a work certificate, and other conditions include social security, good enterprises such as government agencies, vehicles, houses, etc. You can contact us by phone number.
The second primary cardholder and the secondary cardholder use the same credit limit; the primary cardholder can set the usage limit of the secondary card within the credit limit; all transactions with the secondary card The corresponding interest, fees, etc. will be credited to the main card account, and the main cardholder shall be fully responsible for repaying the debts incurred under the main card and supplementary card.
Sanfan can open basic accounts at financial institutions in my country. Enterprises, administrative institutions, social groups, and other economic organizations authorized by legal persons with independent legal person status can use the account opening license issued by the central bank, etc. Please apply for corporate card with the card issuer.
If you apply for a foreign currency unit card, you must also have a stable source of foreign exchange and an account that can legally control its foreign exchange. Each unit can apply for several unit cards, and its cardholder qualifications shall be designated or revoked in writing by the legal representative of the applicant unit or its authorized agent. The applicant unit shall bear all debts incurred by the unit card.
IV. When applying for a credit card, the applicant should fill in the application form and the authentic materials required by the card issuer correctly, completely and truthfully according to the card issuer's requirements, and sign an application contract with the card issuer. The card issuer decides whether to approve the applicant's application based on the applicant's application and credit status, whether to require the applicant to provide guarantee and the method of guarantee, and determines the credit limit.
5. The methods of guarantee provided by credit card applicants include guarantee, mortgage and pledge. The scope of the guarantee covers all outstanding debts incurred under the cardholder's credit card, and a corresponding guarantee contract should be signed for the guarantee.
6. Everbright Bank credit card issuer provides cardholders with inquiry passwords and transaction passwords through designated channels.
After receiving the credit card, the cardholder should immediately sign the same signature as on the credit card application form in the signature column on the back of the credit card, and use the same signature when making transactions, otherwise, any resulting Loss is the responsibility of the cardholder.