Because you pay by bank card, you will return the card, which needs to be reviewed by the bank.

If you pay by bank card, your money will be returned to the card and need to be reviewed by the bank. Then the refund processing cycle in JD.COM is 1 working day, and your refund will be received within 1-2 working days.

The refund shows that it has arrived, that is, the money you applied for a refund has been refunded, and the original money has arrived.