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Which platform is better for credit card application?

Question 1: Which platform is better for applying for a credit card? For the sake of customer data security, it is recommended that you apply through the channels provided by the bank.

If you meet the application conditions for CMB credit card, you can try to apply through the following methods: 1. Online application: Please open the official website of CMB Credit Card, select the horizontal menu "Apply for Credit Card" - "New Customer Application", and select Choose the card type you like and follow the prompts; 2. Please bring your original identity certificate, work certificate and financial certificate documents to any branch of China Merchants Bank to apply in person. 3. You can add "China Merchants Bank Credit Card Center" as a friend through WeChat and click "I want to apply for a card" to apply. 4. Call the China Merchants Bank credit card customer service hotline, select "3#" in the voice message to apply for credit card consultation, then select "1" to transfer the service specialist to register for you, and notify the local staff to contact you to confirm the application. The result of credit card application shall be subject to actual review by China Merchants Bank.

Question 2: There is a credit card application platform. You can choose how much limit you want to apply for. Which platform is your personal information? You need to prepare the original ID card, income and employment certificate issued by the unit, and the official seal or financial, labor and management. stamp (you can ask the finance department to issue more for you), work badge, and tax payment certificate (you can go to the local tax bureau to get your ID card and print out the tax payment form yourself for the last one year)

Obtain the application form: You can obtain it directly at the bank's credit card center, download the application form yourself at the bank's credit card center, or fill out the application form directly online.

Supplementary conditions for large-amount credit processing:

1. Have a fixed telephone number in this city

2. Marry;

3 .Hukou in this city;

4. Housing;

5. Educational level;

6. Nature of work unit;

7 .Position situation

Notes on card application

Situation 1 when applying for a large-amount credit card: You already have a credit card. If you already have one or more credit cards and have a good repayment record, you just need to note that a good consumer credit and repayment credit are the keys to applying for a large-limit credit card.

Situation 2 when applying for a large-amount credit card: The credit card has not been used. In this case, it may be difficult to apply for a credit card with a large limit. So what does the bank look at? Your various income and asset status determine whether to approve a card for you and the size of your credit limit. This is very simple. You can provide a weighty asset certificate, such as income certificate, house ownership certificate, mortgage purchase certificate, car ownership certificate, bank deposit certificate or securities certificate, etc. Secondly, your work unit, personal abilities, employment experience and other certificates that can prove your personal abilities will also help you obtain a large credit card, such as academic certificates, technical level certificates and other qualification certificates.

Question 3: I want to apply for a credit card online, what are the requirements? Which credit card platform is better? Can I ask you a few questions? Help you apply for a card?

Question 4: Which credit card is easier to apply for online? Currently, there are two ways to apply for a credit card. The first is to apply at the bank business hall; bring your personal valid ID and relevant application materials (such as your workplace pay slip, etc.); the second is to apply through online banking. The general steps are: 1. Log in to the bank credit card application page and select the type of credit card you want to apply for; 2. Enter your name, ID number, mobile phone number, email address and other information; 3. Download and print the application form, fill it out and include your identity. Mail a copy of the credit card and application supporting documents to the designated mailbox of the bank's credit card division; 4. Wait for the bank's review. During this period, you can check the review progress of online credit card processing online. Generally, if you have any questions, you should call the bank to check in time. But if consumers are clear about the various procedures and precautions for applying for a bank credit card, have complete application information, and have good personal credit, they don’t need to worry about which bank’s credit card is the best to apply for, because you will find credit cards from all banks. It’s easy to apply. Among all application conditions, personal credit is very critical. Because each bank can view your personal credit record through its internal information sharing system. Therefore, whether you use a credit card, pay utility bills, etc., you should ensure timely payment and repayment.

In order to prevent problems such as overdue repayment and loss of personal credit, consumers are advised to log in to the WoAiCard website and apply for various credit cards through WoAiCard.

Question 5: What are the formal online credit card application platforms across the country? There are several formal aggregation platforms, which collect official credit cards from various banks and classify credit card categories, so that users can apply conveniently and accurately, and improve the card application rate, such as credit community apps, etc.

Question 6: Which online platform is free, easy and fast to apply for a credit card? It is not recommended that the poster applies for a credit card online. There is a certain risk of information leakage when applying for a credit card online, so it is not necessary. Applying for a credit card is now very simple. Just call the bank and say you want to apply for a credit card, and a salesperson will naturally contact you.

Question 7: Which is better to apply for a credit card at a branch or online? Hello, if you apply for a China Merchants Bank credit card, different channels will not affect the application result.

If you have never held a China Merchants Bank credit card, there is a China Merchants Bank in your local area, and you want to apply for a credit card now, you can apply in the following 4 ways (without any handling fee):

1. Please You log in to the credit card website cc.cmbchina/, select "Credit Card Application" - "New Customer Application Channel", apply through the "Easy Appointment, Door-to-Door Application" online banking application appointment platform, fill in simple appointment information online, and wait for bank review. If approved, A specialist will contact you by phone to confirm that they will come to your door. If you want to apply in this way, please first confirm whether our bank can provide free appointment for door-to-door processing in your area (the results will be displayed after selecting the province/city/district);

2. Please bring your Please go to any branch of China Merchants Bank in person to apply for the original identity certificate, work certificate and financial support documents. Regarding the distribution of our bank's counters, map.cmbchina, please click: China Merchants Bank branch map, then select a city, and then query branch information. 3. You can make an appointment to apply for a card via mobile phone. If you pass the preliminary review, a dedicated person will come to your workplace to apply for the card.

Click to make an appointment now ccclub.cmbchina/...30331C 4. You can also call the customer service hotline and select 3#-1 in the voicemail to transfer the specialist to register for you and notify our local staff to contact you You confirm your application.

Question 8: When applying for a credit card, which department is best to fill in? Recommended to fill in: General Affairs (General Manager, Vice President), Finance Department, Administration Department, Purchasing Department.

Reason for recommendation: The income of these departments is relatively high and stable. The most important thing is stability. It is best for banks to have stable income. (For example, some business owners did not apply for a card, but the following employees applied for a card. The reason is that the employees' income is stable, but the boss's income is unstable. There are profits, but there are also losses and losses)

Departments not recommended: production department, sales department, marketing department, business department, investment department, etc.

Reasons for not recommending: The income of the production department is relatively low and unstable. The income of the sales department and business department is even more unstable. It mainly relies on commissions, which are sometimes more and sometimes less.

Question 9: Which bank is better for applying for a credit card for the first time? For transportation, I feel like it was relatively easy to apply for in the past, but maybe it’s stricter now.

Whichever bank pays you your salary, choose which bank, it will have the highest success rate. You can also try China Merchants Bank.