Hello, credit loan refers to a loan based on the borrower's credit, and the borrower does not need to provide guarantee. There are many procedures for getting a loan from a bank, and you need to prepare a lot of personal information, such as ID card, marriage certificate, residence permit, real estate license, bank card flow, social security accumulation fund certificate, etc. And the bank has a long audit period and strict requirements for the use of loan funds.

If you have a demand for small loans, I suggest you choose a formal credit platform. Qianhua APP is a big brand of Baidu's credit service, which can meet the capital needs of your daily consumption turnover. Pure online application, no mortgage, simple application materials, the fastest 30 seconds for approval, the fastest three minutes for lending, and the highest 200,000. Click on the bottom of the phone and measure it immediately!