Many cardholders' applications for ICBC credit cards are often rejected in seconds, or their existing credit card withdrawals are rejected in seconds. Call customer service to find out why they are on the ICBC 492 grey list system. If you don't find a way out, it is basically hopeless to apply for credit card withdrawals. There are many reasons for ICBC's 942. Let's take a look at what will happen to ICBC. Previously, what did you mean in ICBC 942? So that's what happened! As mentioned in the article, ICBC's 492 grey list is divided into two types, one is that the score of ICBC's internal credit rating system is lower than 7, and the other is the grey list of local branches. The situation of different grey lists is different: 1. The score of ICBC's internal credit rating system is lower than 7, which is mainly caused by personal credit defects. The common reasons are as follows: 1) Credit card overdue: This is very simple, and credit card overdue will affect credit information. 2) Credit information is too expensive: one is because credit cards of various banks have been applied for many times in a short period of time, and credit information has been inquired too much; One is to apply for withdrawal, etc., so that banks can frequently manage after lending. All these will make the credit investigation too expensive, so it is easy to enter the 492 gray list for the amount of credit application.

2. The grey list of local branches' card departments: This is also called human intervention system, which is mainly caused by two reasons: 1) Too many ICBC cards have been applied for: for example, multiple ICBC credit cards have been applied for continuously, or the frequency of applying for ICBC cards in a short period of time is too high, which will be put into the grey list by the local branches' card departments. 2) Submitting false information: the application information is written indiscriminately, even the simplest basic information is written wrong, or the false information is simply filled in. If it is found out by the branch, it will be closed directly.