First, the credit card has not been opened. Just call the customer service phone of the bank or credit card center to activate the credit card.
Second, you need to apply for a new card to report the loss of a credit card, or go to the bank counter to report the loss and cancel it, and then you can use it normally.
Third, if the overdue credit card is frozen, you need to return the arrears, and then call the manual customer service to apply for card cancellation. You can continue to use it if the bank agrees.
Fourth, due to malicious overdraft, the card is blocked. It is recommended to repay the loan first and then cancel the card with customer service.
1, suspected of cashing out with bank cards.
If you swipe your card frequently or in a large amount in some informal merchants, then the bank will suspect that you are cashing in with your bank card. It is illegal to cash out. Once verified, you will be downgraded by the bank and even blacklisted by the bank.
2. There have been several overdue repayments.
If you have been overdue for many times, once the bank finds out, the bank card will show an abnormal state.
3. The credit card was stolen.
If your credit card is stolen or lost, after you report the loss to the bank, the credit card will show abnormal status.
4, credit card degaussing
If you often put metal items on your credit card, it will degauss after a long time; If the credit card itself is creased or damaged, it will also lead to abnormal credit card status.
Solution to abnormal credit card status;
1. Try not to swipe your card in an informal merchant or in the same place for several months. If you just activated your credit card, don't swipe it all at once;
2. If you have overdue behavior, you can take the initiative to contact the bank to explain the situation after paying off the arrears, and then ask the bank to unblock it for you;
3. If your credit card is lost, you should go to the bank to report the loss in time, and the credit card will be unsealed after it is replenished; If your credit card is stolen, you must contact the bank in time. After confirming the security of the credit card, go to the bank to apply for unsealing.
If your credit card is degaussed or damaged, I suggest you go to the bank to apply for a new one.