What is China Construction Bank dual-currency credit card?

China Construction Bank dual-currency credit card is a credit card with RMB and US dollar settlement accounts.

Dual-currency credit card:

1.

Dual-currency card is a bank card that has only appeared in our country in recent years. With the continuous development of our economy, With the development and the continuous improvement of people's living standards, traveling and shopping abroad have become commonplace, which has created widespread demand for bank cards that can be used for settlement.

2.

Many domestic banks have successively cooperated with international bank card organizations such as VISA and MasterCard to launch banks with RMB and US dollar settlement functions. Cards can be settled in RMB through UnionPay in China. After going abroad, you can spend and withdraw cash at merchants and bank ATMs that support VISA or MasterCard, and the settlement will be in US dollars.

How about the CCB mastercard credit card?

Answer: CCB mastercard is a good credit card. You can get one. China Construction Bank mastercard can be used in China, and dual-label cards can be used normally in China, but if it is a single-label card, it can only be used at special merchants that support mastercard.

If the CCB mastercard held by the relevant user is a dual-label card, it can be used through the UnionPay network in China. If it is a single-label card, it can only be used at MasterCard merchants and cannot be used through the UnionPay network.

The China Construction Bank mastercard card is a dual-currency credit card. It is an international standard credit card, one card with two currencies, and can be used at home and abroad. It also enjoys various discounts of China Construction Bank.

How about the China Construction Bank Dragon Card Dual Currency Credit Card?

The Dragon Card Dual Currency Credit Card is a standard credit card product of China Construction Bank and is accepted internationally. It requires consumption first and repayment later. The maximum consumption period is Enjoy a 50-day interest-free period, and you can use RMB to purchase foreign exchange for repayment. Dragon Card dual-currency credit card has two brands: VISA and MasterCard. One card has dual currencies. Domestic and overseas UnionPay online transactions are settled in RMB, and overseas non-UnionPay online transactions are settled in US dollars.

The CCB Long Card dual-currency credit card consumes first and then repays. No deposit is required in advance. The credit limit can be used repeatedly. Consumer transactions can enjoy interest-free treatment for up to 50 days. You can also repay the minimum in accordance with the requirements of the bank. Repay the amount and enjoy the freedom and convenience of credit consumption.

Cash advance, flexible and convenient. All domestic China Construction Bank branch counters and all UnionPay ATMs provide cash advance services to help you calmly solve the problem of daily urgent need for cash. Installment payment, everything is wonderful. You can enjoy various installment payment services such as mail order, shopping mall POS, consumption, automobile, wedding, home decoration and so on. Repayment is easy, and tomorrow's dream can come true today.

Multiple guarantees ensure 100% security for domestic transactions, with password-signed double card consumption protection (overseas password verification transactions through the China UnionPay network are regarded as domestic transactions); for overseas transactions, you can enjoy overseas card loss protection services , to minimize the risk of losing your card; provide free text message reminders for large transactions; real-time transaction monitoring, automatic early warning protection and 3DS online payment verification protection and other functions to fully protect the safety of your card use.

Points accumulate and are permanently valid. Every RMB 1 spent with the card earns 1 point, and every USD 1 earns 7 points. The points accumulate permanently and are valid for many years. They can also be redeemed for various point gifts.

Easy financial management and convenient repayment. As long as there is a change in your account in the current period, our bank will provide you with a statement with clear transaction details, making it easier for you to manage your finances. Repayment methods such as branches, ATMs, CDM (CDS), agreed accounts, and online banking are flexible and diverse, making your repayment more convenient.

Attentive service, waiting all day long. 400-820-0588 provides you with a 7×24 customer service hotline.

Online banking, comprehensive and thoughtful. You can log in to complete card opening, balance inquiry, bill inquiry, repayment and other functions without leaving home.

Special promotions and colorful discounts. Nearly 10,000 preferential merchants across the country provide you with numerous discounts on food, clothing, housing and transportation; various card discounts and reward promotions are carefully organized to enable you to enjoy more benefits and convenience.

Air travel, high protection.

When you purchase air tickets by swiping your card, you will get 1 million yuan of aviation accident insurance for gold cards and car cards, and 500,000 yuan for standard cards to ensure you have a worry-free trip.

What are the annual fee charging standards for CCB dual-currency credit cards and which ones can be exempted from annual fees?

In order to meet the needs of the majority of customer groups, major banks have organized dual-currency dual-currency programs with other international bank cards. credit card. Today, I’m going to tell you about the annual fee charging standards for CCB dual-currency credit cards for your reference.

First of all, different card levels have different annual fee standards, and the same is true for CCB dual-currency credit cards. In addition, ordinary cards cannot enjoy the benefits that only gold cards stipulated by VISA and MASTERCARD can enjoy, such as free emergency replacement cards, etc.

What is the annual fee charging standard for CCB Dual Currency Credit Card?

1. Regular card: annual fee is 80 yuan/year, the first is free, and after opening the card, the annual fee is waived for the next year if you use it 3 times, and so on;

2. Gold card Card: The annual fee is 160 yuan/year. It is free first. If you make 3 purchases with the card in each card-holding year, with no limit on the amount, the annual fee will be waived for the next year, and so on;

3. Standard Platinum Card : The annual fee for the main card is 580 yuan/year. If you make 18 purchases with the card in each card-holding year, there is no limit on the amount, the annual fee for that year will be waived.

Relatively speaking, CCB’s dual-currency credit card annual fee collection is relatively good, and the annual fee-free policy is also practical.

This concludes the introduction to CCB Dual Currency Credit Card and the application conditions for CCB Dual Currency Credit Card. Have you found the information you need?