1. After credit card consumption, repay in full and on time according to the credit card bill, and no interest is charged for consumption;

2. Credit card withdrawal will generate withdrawal fees and interest;

① Handling fee:

Domestic cash withdrawal fee: 2.5% of the cash withdrawal amount, with a minimum of 25 yuan RMB per transaction;

Handling fee for overseas cash withdrawal: depending on the network used by customers. If you use the UnionPay network, the cash withdrawal fee is 3% of the cash withdrawal amount, with a minimum of 40 yuan RMB per transaction; If you take other networks such as MasterCard, you will be charged 3% of the cash withdrawal amount, with a minimum of $5 each;

② Interest: No interest-free period. Interest will be charged at the daily rate of 0.5 ‰ from the cash withdrawal date until you repay the loan;

For example, for a domestic cash withdrawal of 3,000 yuan, the handling fee is 75 yuan, and the interest is 65,438+0.5 yuan per day.

Response time: June 8, 2020. Please refer to the latest business changes announced by Ping An Bank in official website.