If the CCB credit card is not activated, there is no annual fee except for special cards such as diamond/platinum card, family credit card and digital dragon card. However, credit cards have a term of use and will not be renewed until they are activated.

Credit card cancellation should pay attention to:

1. Please confirm that there is no balance in the account before canceling the credit card.

2. When canceling the credit card, call the customer service phone of the credit card to apply for cancellation.

It is completely free to cancel the credit card, and there is no cancellation fee.

Extended data:

1, annual credit card fee policy of CCB:

Puka: the annual fee for the main card is 80 yuan, and the annual fee for the auxiliary card is 40 yuan;

Gold card: annual fee of main card 160 yuan, and annual fee of auxiliary card (80 yuan);

Standard Platinum Card: the annual fee of the main card is 580 yuan, and the annual fee of the auxiliary card is 300 yuan;

Exquisite platinum credit card: annual fee of main card 1800 yuan, annual fee of auxiliary card 1200 yuan;

Platinum credit card: the annual fee of the main card is 3,600 yuan, and the annual fee of the auxiliary card is 2,800 yuan;

Titanium Platinum Card: the annual fee of the main card is 380 yuan, and the annual fee of the auxiliary card is 180 yuan;

Diamond credit card: the annual fee of the main card is 5800 yuan, and the annual fee of the auxiliary card is 3800 yuan;

Car card: the annual fee of the main card is 200 yuan, and the annual fee of the auxiliary card is 100 yuan.

2. Free annual fee policy:

Puka and Gold Card spend or withdraw cash three times a year (unlimited amount), and the annual fee is reduced or exempted in that year.

The standard platinum card spends 10 cash (unlimited amount) every year, free of the annual fee of the year.

Titanium card is free of annual fee (unlimited amount) for spending or withdrawing cash 6 times a year.

Extended data source:

China Construction Bank-Credit Card Articles of Association