What are the advantages and disadvantages of China Everbright Bank Credit Card?

For Everbright Credit Card, the threshold for card approval is very low and it is relatively easy to apply. Below I have compiled an analysis of the advantages and disadvantages of Everbright Bank Credit Card!

1. Advantages of Everbright Bank Credit Card:

1. The annual fee for the current year can be waived by swiping the credit card of Everbright Bank 3 times.

2. Generally, the minimum installment limit of banks is around 500, but China Everbright Bank’s credit card analysis has no limit.

3. Every time you use Everbright Credit Card, you will receive a free text message reminder regardless of the amount.

4. Each time the repayment is successful, you will be notified by text message, and the online repayment can be credited immediately.

5. There will be free text message reminders for each consumption bill.

6. China Everbright Bank’s service fees are relatively low compared with major banks.

7. China Everbright Bank’s credit cards support electronic statements, which effectively prevents paper statements from being lost during delivery.

8. There is a points system for online shopping using Everbright Bank’s credit card, and online payment supports mobile phone dynamic passwords, making online shopping safer.

2. Disadvantages of China Everbright Bank Credit Card:

1. The installment fee is very high;

2. There are few outlets

3 , the credit limit is low; people with many cards (more than 6 bank credit cards) are basically not approved.

3. Everbright Bank Credit Card Recommendation:

Everbright NetEase Kaola Overseas Shopping Co-branded Card

The benefits of the Everbright NetEase Kaola Overseas Shopping Co-branded Card are mainly concentrated in online shopping. , suitable for "hand-picking parties".

(1) Earn points for online shopping transactions, double points in the month of your birthday;

(2) The 16th of each month is the "Everbright Koala Special Offer Day", and co-branded card users can enjoy designated products Exclusive discount, this benefit is a shopping discount privilege, which can be enjoyed once a month;

(3) When you sign up for the card, you will receive a gift pack of 150 yuan koala coupons, and the 150 yuan gift pack includes 2 99-10 gift certificates respectively. , 2 199-20 gift certificates, 3 299-30 gift certificates.

The above is the content of "Analysis of Advantages and Disadvantages of Everbright Bank Credit Card!" that I introduced to you by Jintou Credit Card. I hope this article I compiled will be useful to you. If you want to know more about credit cards, it is recommended to pay attention to Jintou Credit Card!

Disclaimer: The operational suggestions in the article only represent the views of a third party and have nothing to do with this platform. Investment is risky, so be cautious when entering the market. Trade accordingly at your own risk.

Is Everbright Bank Credit Card good? Advantages and disadvantages coexist!

Banks are working hard to promote credit cards, making credit cards more and more popular. In addition to the four major banks we are familiar with, there are many credit cards issued by China Everbright Bank, and there are many good cards that everyone talks about. Many friends ask whether China Everbright Bank's credit card is good. I can only say that it has both advantages and disadvantages. Let's take a look at it together.

Advantages of Everbright Bank Credit Card

1. The security of credit card use is a very important part. You can choose to pay with a password signature for Everbright Bank credit card consumption, which has high security.

2. Everbright Bank’s credit cards provide free SMS notifications, which facilitates cardholders to accurately grasp card status and also helps avoid card theft.

3. Everbright Bank credit card installment is convenient, especially the Everbright mini card, which can be installed without restrictions on merchants, amounts, and locations. The key point is that there is no installation fee.

4. For Everbright Credit Card Platinum Cards and below, the annual fee can generally be waived by the number of card swipes. You only need to swipe the card 3 times with no limit to the amount to be exempted from the annual fee for the next year.

Disadvantages of China Everbright Bank Credit Card

1. China Everbright Bank has relatively few branches, and it is not so convenient to handle business in remote places.

2. The gifts in the Points Redemption Center of China Everbright Bank Credit Card are updated slowly and are relatively unattractive.

3. The popularity of Everbright Bank credit cards is not that wide, so the discounts offered by consumer merchants will be relatively small.

4. Everbright Bank does not care about multiple banks. For those who hold more cards, generally referring to more than 6 bank credit cards, it is generally difficult to apply for the card.

The above is an introduction to the advantages and disadvantages of China Everbright Bank Credit Card. Overall, China Everbright Bank Credit Card is still worth applying for. Different cards will have different rights and advantages. Please choose the one you need and suitable. Just fine.

Is the Everbright Mango TV co-branded credit card worth it? Multiple evaluations on benefits, annual fees, and limits

Everyone must be familiar with the co-branded card created by China Everbright Bank and Mango TV. This credit card has sparked heated discussions for a long time after it was launched. Many people have applied for this co-branded credit card. So, is it worth applying for the Everbright Mango TV co-branded credit card? Today I will conduct an evaluation from three aspects: its benefits, annual fees, and quota.

Card benefits:

1. New users who complete the first purchase of any amount will receive a quarter of Mango TV membership. If the first purchase is 88 yuan or more, they will also receive a 50-yuan Jingdong gift. E card;

2. Cardholders can also accumulate points through online transactions;

3. Cardholders can participate in various events such as "10 Yuan Benefit Life", "Wednesday Hot Pot Festival", etc. kind of preferential activities.

Comments:

The most attractive benefit of this card is naturally that it has video memberships that can be given as gifts, and cardholders can also participate in various preferential activities of Everbright. , although there are no high-end rights and interests, you can still get a lot of wool for ordinary life consumption.

Annual card fee:

This co-branded credit card has three levels: regular card, gold card and platinum card. The annual fee for regular card is 80 yuan and the annual fee for gold card is 200 yuan. The annual fee for the Platinum Card is 2,000 yuan.

The first-year annual fee is waived for the Gold Card. The annual fee for the following year can be waived if you swipe the card three times a year. As for the Platinum Card, the annual fee needs to be exchanged for 200,000 points.

Comments:

The annual fee for this card is not high, and it can be waived easily. The annual fee burden of the platinum card is very high, but after all, online transactions also count points, so it is still better than other platinum cards.

Card limit:

Different levels have different limits. The regular card of this card generally only has a limit of a few thousand, the gold card has a limit of tens of thousands, and the platinum card has the highest limit. There can be 300,000.

Comments:

The card limit is similar to that of most banks. Naturally, the higher the level, the higher the limit. However, even if the card you apply for is not high-level and the approved limit is not high, you can still increase the limit, and Everbright's credit card is still very easy to increase the limit.

The above is the answer to "Is the Everbright Mango TV co-branded credit card worth it?" I think this co-branded credit card is still worth applying for, because there are quite a few promotions that you can participate in, and you can pick up some small pieces of money. Friends who love watching dramas can also apply, and there are video memberships available. And the application threshold for co-branded cards is not very high.

How about China Everbright Bank Fashion Essay Co-branded Credit Card (JCB)?

"Fashion Co-branded Credit Card" is jointly launched by China Everbright Bank and Fashion Group to launch the first fashion credit card in China. Everbright Bank Fashion Mr. Co-branded Credit Card (JCB) offers exclusive fashion consumption and discounts on famous brands. How about China Everbright Bank Fashion Esther Co-branded Credit Card (JCB)?

The annual fee of China Everbright Bank’s Mr. Fashion Co-branded Credit Card (JCB) is 80 yuan, and the first-year annual fee is waived when opening the card; the interest-free period is up to 50 days, the usage limit is 1,000-10,000, and the cash withdrawal limit is the credit limit of 50. In addition, what are the exclusive privileges of China Everbright Bank’s Mr. Fashion Co-branded Credit Card (JCB)?

Exclusive discount merchants include many well-known brands. You only need to use the card to make purchases without leaving the country and enjoy special discounts created for you. It can be easily used in more than 190 countries, more than 14 million merchants and more than 1.2 million cash machines around the world covered by JCB and UnionPay networks.

Fashion journey—appreciate exotic customs.

Interest-free installment tours on multiple routes around the world have been customized for cardholders. Just call China Everbright Bank’s 24-hour customer service hotline 4008-1-95595 to make reservations, and you can enjoy discounts on air tickets on international and domestic routes and more than 2,000 hotel outlets across the country. The price is 20-30% off, and you can also receive high-value travel accident insurance with an insured amount of up to 500,000 yuan.

Fashionable experience—luxury gathering members. Cardholders can enjoy exclusive discounts on subscriptions to "Fashion COSMO" and "Esquire" and 20% off subscriptions to other magazines under the Fashion Group. You will also have the opportunity to participate in fashion magazines' regular beauty, fitness and other fashion theme monthly activities, and receive fashion event tickets, famous brand trial wear, fashion information, etc. that are sent from time to time.

How about Everbright Credit Card?

The advantages and disadvantages of Everbright Credit Card coexist, so everyone needs to look at the problem comprehensively. Its advantage is that the points are of high value and can be redeemed for many high-value products; there are many activities and some promotions are often updated. The shortcomings are also relatively obvious, such as the small popularity of credit cards and the small number of merchants supporting Everbright credit card activities.

But in general, if a user happens to need a series of benefits provided by China Everbright Bank, then the Everbright Credit Card is very good for the user.

For more information about Everbright Credit Card, enter: View more content

This ends the introduction about Everbright Co-branded Credit Card and Everbright Credit Card Recommendation. Did you find the information you needed?