Hello, if you need to apply for our bank's credit card business, you can enjoy the interest-free period for credit card purchases. The interest-free period means that if you pay off all the consumption before the final repayment date, you will not need to pay. Pay any interest. The interest-free period for repayment ranges from 20 to 50 days, and the length of time will depend on the specific time of your consumption. If your consumption is before the current bill date, it will be included in the current bill; if it is after the bill date, it will be included in the next bill, and you can enjoy a longer interest-free period.

There is no handling fee for online payment with our credit card.

If you still have questions, please search "4008205555" in QQ business friends and add "CMBC Credit Card Center" as a friend; or search "cmb4008205555" in WeChat and follow CMB Credit Card Center for consultation. Or please call the credit card customer service hotline 8008205555 (limited to landline calls) or 4008205555 (no restrictions on calling methods). Card holders please directly enter the ID number and query password --- then select "9" to enter manual service. Customers without a card holder please Select 3# to enter manual. (If you forget your credit card inquiry password, please enter six * numbers instead). Thank you for your support to China Merchants Bank!