Talking about safety:
Microsoft's XBOX LIVE server, when conducting credit card and account balance activities, all links to Microsoft's servers in the United States are verified, and the information will not flow to any second-party or third-party servers.
If there is any activity in the account, you can check it in /SummaryPage.aspx, including the IP address of your account login, activities and physical substances. If there is any abnormality, you can click "Report abnormality to Microsoft" at the bottom of the activity at any time.
It is recommended to leave your usual email address and mobile phone number in your account, so that you can be asked to send a verification code when there are any activities related to credit cards and balances.
Say unsafe aspects:
1. After all, the direction of data flow is Microsoft American server. If hackers attack Microsoft servers, credit card information may be leaked. For details, please refer to the credit card theft incident of Sony PSN in recent years. Of course, this is also a common problem encountered by major network service providers. Different people have different views, and wise people have different views. It is impossible to say who is better.
2. It is also important to ensure safety. As mentioned above, mobile phone authentication, password-protected associated email, do not disclose your account to anyone. It is also a key link not to buy cards of unknown origin on X Bao.
3. If there is something wrong with the account, don't trust the so-called netizen solution experience searched by Baidu. Asking Microsoft customer service for help at the first time is also an important way to protect the security of your account.
My own credit card Baoding has been used on XBOX LIVE for almost five years, and there has been no problem. The pros and cons have been pointed out, so choose for yourself.