People who meet the requirements of Phoenix Free Card can use it. If they do not meet the requirements, they cannot use it.

Beijing Rural Commercial Bank Phoenix Furui Credit Card is aimed at urban white and gold-collar workers, civil servants, and middle and senior corporate managers. It can withdraw cash through ATM withdrawals, transfers, etc. for personal or family consumption and other legal purposes. It is a consumer financing product for various purposes and also supports card consumption. Customers can withdraw as much as they want, borrow as much as they want, reuse credit on a recurring basis, and charge on a daily basis based on their funding needs of different periods and amounts.

Applicable customers Phoenix Free Card is mainly issued to natural people who have consumption needs, stable income and stable repayment sources, and meet the application conditions for ICBC Gold Card and Platinum Card.