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Can overpayments from Minsheng Credit Card be transferred?
Overpayment refers to the amount of money that exceeds the credit limit of a credit card. If you accidentally deposit money into a Minsheng Bank credit card, you can get the money back by transferring money. However, this transfer is not free, and you need to pay a handling fee. Let’s introduce to you the matters related to overpayment transfer.

1. Minsheng Credit Card Overpayment Transfer Methods There are several methods for transferring overpayments from Minsheng Bank. Different methods have different transfer operations. There are several specific methods: 1. Telephone transfer: You can use Dial the 24-hour customer service hotline of Minsheng Bank at 400-66-95568 using the mobile phone number you filled in during the application. The manual service will request you to receive the overpayment through transfer. The customer service will verify your information and transfer the overpayment to your designated account. in the bank account. 2. Over-the-counter transfer: You can bring your credit card and valid ID to the counter of a nearby Minsheng Bank branch to handle transfers and remittances, and receive the overpayment in this way. 3. ATM transfer: You can insert your credit card into the ATM machine of Minsheng Bank, enter the password, and click "Transfer and Remittance" to transfer the overpayment to other bank cards.

3. Minsheng Credit Card Overpayment Transfer Fees Minsheng Bank Credit Card Overpayment Transfer will be charged. According to different transfer methods, the charging standards are different: 1. Transfers from our bank: regardless of whether it is in For transfers over the counter at branches or through ATMs, a handling fee is charged based on the minimum transaction amount of RMB 1 per transaction; 2. Transfers from other banks: 1% of the transaction amount, with a minimum fee of RMB 1 per transaction; 3. Foreign currency remittances : Charged at 3% of the transaction amount, with a minimum charge of 3 US dollars/2 euros/2 pounds/4 Australian dollars/4 Canadian dollars/300 yen per transaction.