Puka: The general credit line is 3,000 yuan to10,000 yuan.
Gold card: The credit limit is usually 10000 yuan to 50000 yuan, and the gold card is much higher than the ordinary card.
2. The annual fee is different
Puka: Take the Ctrip co-branded card of Guangfa Bank as an example. The annual fee for Puka is only 40 yuan.
Gold card: The annual fee of gold card is much higher than that of Puka. Gold card annual fee 80 yuan.
3. Different quotations
Gold cards usually have some advantages that ordinary cards don't have, such as zero card loss risk, preferential consumption, global emergency support and so on.
The requirement of Puka is that as long as the cardholder keeps a good habit of using the card, always repays on time and has a good credit record, he can apply to the bank for upgrading the gold card six months after the card expires.
Baidu Encyclopedia-Guangfa Bank Standard Credit Card Gold Card
Baidu Encyclopedia-Guangfa Standard Credit Card