When new users apply for a credit card at China CITIC Bank, they need to go to the outlets for face-to-face interviews when applying online. If you apply for a credit card at an outlet, it will be directly reviewed.

Face-to-face interview is generally to verify the identity of the applicant to see if the identity card is stolen to prevent theft. If you are an old customer of CITIC Bank, you generally don't need to face-to-face trial. If you are a new user, you need to face-to-face audit. The interview is mainly to verify your identity and ask you some questions, all of which are based on the application materials. As long as you fill in the real information, it is generally easy to pass. It is manual, because it is related to personal safety and repayment, so it must be audited manually! Now it's all computer audit, and the database risk control system of CBRC should have it! CITIC Bank's credit card application is manually reviewed. Generally, it takes about a week from the receipt of the application materials by the audit department to the completion of the credit card audit. If you haven't got the audit result or received the card for a long time, please call the credit card service hotline for detailed verification. It is manual, because it is related to personal safety and repayment, so it must be audited manually! Now it's all computer audit, and the database risk control system of CBRC should have it! CITIC Bank's credit card application is manually reviewed. Generally, it takes about a week from the receipt of the application materials by the audit department to the completion of the credit card audit. If you haven't got the audit result or received the card for a long time, please call the credit card service hotline for detailed verification.