No

There will be no annual fee if the CCB credit card is not activated.

With Lutong Gold Card, as long as you make 3 transactions in each card-holding year, the annual fee for that year will be waived. This is easy to do. You can use the card in shopping malls and supermarkets. If you rarely go out, you can also pay online. . If it is a Lutong Auto Card, an annual fee of 200 yuan will be charged on the first billing day after the card is opened.