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What does automatic repayment of Guangfa Credit Card mean?
The automatic repayment of Guangfa Credit Card is to repay the credit card with the debit card of our bank or other banks. On the repayment date, the bank will automatically deduct money from the debit card. Automatic repayment is a time-saving and worry-free repayment method.

The automatic repayment channels of Guangfa Credit Card mainly include bank automatic repayment, Guangfa Fund wallet automatic repayment and smart money account automatic repayment. Except for the automatic repayment of Guangfa Fund's wallet, which arrived at the account one day before the repayment due date, all the others arrived at the account on the repayment due date, and the line was restored after the repayment arrived.

If you hold a dual-currency card, you can apply for single account or double account automatic repayment, and the corresponding account can also choose the repayment method of "total amount payable this month" or "minimum repayment amount".

Please ensure that the designated repayment account has sufficient balance two days before the repayment due date. Otherwise, one day before the repayment due date, the balance of the repayment account is insufficient, and the bank will keep the deposit of 1 yuan, and all the remaining funds will be transferred to the credit card for repayment. The cardholder will bear the late payment fee and interest due to insufficient repayment.

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